St. Louis County property record for 4224 Gladstone St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,512 sqft · built 1911 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $221,000 (Dec 2023) |
| Tax Bill | $2,852 (2026) |
| Deeds & Mortgages | Dec 2023 Construction Loan Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-04190 |
| Primary APN | 010-3010-04190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Gross Area |
| 1st Floor Area | 836 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 264 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1160255 |
|---|---|
| Street Address | 4224 GLADSTONE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0006 BLOCK:054 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 54 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4224 GLADSTONE ST, DULUTH, MN 55804-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
| Dec 27, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Sep 19, 2023 | Warranty Deed, Transfer · Commercial Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2023 · Amount on Record |
| Deed Document Number | 20231480493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4224 GLADSTONE ST, DULUTH, MN 55804-1923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001480497 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 1480497 |
| Name | NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
|---|---|
| Type | Government Agency |
| Address | DULUTH, MN 55805 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 27, 2023 |
| Property Address | 4224 GLADSTONE ST, DULUTH, MN 55804-1923 |
| Document Number | 0001480493 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 1480493 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $729.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4224 GLADSTONE ST, DULUTH, MN 55804-1923 |
| Document Number | 0001480494 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 1480494 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0001480495 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 1480495 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55442 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 19, 2023 |
| Property Address | 4224 GLADSTONE ST, DULUTH, MN 55804-1923 |
| Document Number | 0001474407 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 1474407 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $556.05 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2146 BIRCH POINT RD, TOWER, MN 55790-8103 |
| Document Number | 0001474408 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 1474408 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 15, 2024 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,852.00 (+7.22%) Homeowner's exemption | ||
| 2025 | $2,660.00 (-21.81%) Homeowner's exemption | $230,600 (+6.27%) Land $47,900 Building $182,700 | $230,600 (+6.27%) Land $47,900 Building $182,700 |
| 2024 | $217,000 (-9.62%) Land $46,200 Building $170,800 | $217,000 (-9.62%) Land $46,200 Building $170,800 | |
| 2023 | $3,402.00 Homeowner's exemption | ||
| 2022 | $240,100 Land $35,600 Building $204,500 | $240,100 Land $35,600 Building $204,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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