4224 Florida Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4224 Florida Ave, Cincinnati, OH 45223

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,559 sqft · built 1925
Lot Size	0.076 acres (3,311 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Sep 2004)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`195-0030-0050-00`

Property Details

APN / Parcel Number

Primary APN	`195-0030-0050-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,559 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	1,032 sqft
2nd Floor Area	1,032 sqft
Attic	Attic
Attic Area	495 sqft
Basement Area	1,032 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4224 FLORIDA AVE
City	CINCINNATI
State	OH
Zip	45223-2025
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF2
Legal Description	4224 FLORIDA AVE 33 X 100 LOT 63 J K BANNING 2ND SUB
Legal Subdivision	BANNING 2ND SUB
Legal Lot Number	63
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	27700

Owner

4224 Florida Ave, a residential property, is owned and occupied by two individuals who acquired it in May 2021.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4224 FLORIDA AVE, CINCINNATI, OH 45223-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jun 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2004 · Amount on File
Deed Sale	Sep 10, 2004 · Amount on File
Deed Document Number	2004196546
Deed Book / Page	9723 / 753
Last Transfer Date	May 27, 2021
Transfer Doc	0000067582
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4224 FLORIDA AVE, CINCINNATI, OH 45223-2025
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 FLORIDA AVE, CINCINNATI, OH 45223-2025

Mortgage

Document Number	0000104002
Date	Aug 27, 2021
Book Page	14490/1822
Instrument	2021-0104002

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 13, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 2, 2021
Property Address	4224 FLORIDA AVE, CINCINNATI, OH 45223-2025
Document Number	0000067582
Book / Page	14430 / 1725
Map Reference	MB 16 PG 49
Instrument Date	May 27, 2021
Instrument	2021-0067582
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4224 FLORIDA AVE, CINCINNATI, OH 45223-2025

Tax Assessment & Valuation

The 2025 property tax bill for 4224 Florida Ave was $4,684, up 1.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 (+1.85%)	$75,153 (+%) Land $13,143 Building $62,010	$214,720 Land $37,550 Building $177,170
2024	$4,599.00 (-1.35%)	$75,151 (-) Land $13,142 Building $62,009
2023	$4,662.00 (+37.89%)	$75,151 (+61.48%) Land $13,142 Building $62,009	$214,720 Land $37,550 Building $177,170
2022	$3,381.00 Homeowner's exemption	$46,540 Land $6,804 Building $39,736
2020			$132,970 Land $19,440 Building $113,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4224 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4224 Florida Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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