4224 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4224 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,186 sqft · built 1991
Lot Size	0.167 acres (7,292 sqft)
Owner	2 Individual Names on File
Last Sale	$446,500 (May 2019)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-702`

Property Details

APN / Parcel Number

Primary APN	`211-62-702`
Alternative APN	`211627021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	2,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,292 sqft (0.167 acres)
Parking Spaces	3 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4224 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TATUM RANCH PARCEL 13 LOT 1-84 MCR 345-20
Legal Range	4E
Legal Township	5N
Legal Section	19
Legal Subdivision	TATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number	14
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1016
Census Tract	612600

Owner

4224 E Montgomery Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: Maricopa County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 22, 2021	Beneficiary Deed, Transfer
May 23, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Mar 6, 2009 · Amount on File
Deed Document Number	2019380218
Last Transfer Date	Sep 17, 2021
Transfer Doc	0001024744
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861

Mortgage

Document Number	0000207223
Date	Apr 22, 2024
Instrument	20240207223

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861

Mortgage

Document Number	0000485756
Date	Sep 18, 2023
Instrument	20230485756

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2021
Property Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861
Document Number	0001024744
Map Reference	MB 345 PG 20
Instrument Date	Sep 17, 2021
Instrument	20211024744
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 23, 2019
Property Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861
Document Number	0000380218
Map Reference	MB 345 PG 20
Instrument Date	May 10, 2019
Instrument	20190380218
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 GARDEN COURT WEST, 407, VANCOUVER XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4224 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7861

Tax Assessment & Valuation

The 2025 property tax bill for 4224 E Montgomery Rd was $1,634.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,730 (+58.69%)	$517,300 (+2.72%) Land $103,400 Building $413,900
2025	$1,634.00	$32,599 (-39.36%)	$503,600 (-6.32%) Land $100,700 Building $402,900
2024		$53,760	$537,600 Land $107,500 Building $430,100
2022	$1,750.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4224 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4224 E Montgomery Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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