Spokane County property record for 4224 E 12th Ave, Spokane, WA 99202
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,598 sqft · built 1946 |
| Lot Size | 0.465 acres (20,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Dec 2018) |
| Tax Bill | $3,322 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35224.5404 |
| Primary APN | 35224.5404 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 708 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 508 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,250 sqft (0.465 acres) |
| Lot Dimensions | 135 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4224 E 12TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99202-5339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TUDOR HTS LTS4-5-6 BLK15 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 22 |
| Legal Subdivision | TUDOR HTS |
| Legal Block | 15 |
| Legal Lot Number | 4-5 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 2900 |
Source: Spokane County records · APN 35224.5404
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4224 E 12TH AVE, SPOKANE, WA 99202-5339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL |
| Dec 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Dec 03, 2018 | Warranty Deed, Transfer · FHA Mortgage DIRECTORS MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2018 · Amount on Record |
| Deed Sale | Dec 03, 2018 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Document Number | 20186766141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4224 E 12TH AVE, SPOKANE, WA 99202-5339 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4224 E 12TH AVE, SPOKANE, WA 99202-5339 |
| Document Number | 0007183775 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 7183775 |
| Name | RUTH RUHL |
|---|---|
| Type | Private Party |
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4224 E 12TH AVE, SPOKANE, WA 99202-5339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006668523 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 6668523 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 03, 2018 |
| Property Address | 4224 E 12TH AVE, SPOKANE, WA 99202-5339 |
| Document Number | 0006766141 |
| Map Reference | VOL I PG21 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 6766141 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,476.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4224 E 12TH AVE, SPOKANE, WA 99202-5339 |
| Document Number | 0006766142 |
|---|---|
| Date | Dec 03, 2018 |
| Instrument | 6766142 |
| Name | DIRECTORS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Document Number | 0006766143 |
|---|---|
| Date | Dec 03, 2018 |
| Instrument | 6766143 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,322.00 (-5.65%) | $314,400 (-5.22%) Land $100,000 Building $214,400 | $314,400 (-5.22%) Land $100,000 Building $214,400 |
| 2025 | $3,521.00 (+8.47%) | ||
| 2024 | $331,700 (+26.34%) Land $75,000 Building $256,700 | $331,700 (+26.34%) Land $75,000 Building $256,700 | |
| 2023 | $3,246.00 (+5.63%) | $262,550 Land $57,750 Building $204,800 | $262,550 Land $57,750 Building $204,800 |
| 2022 | $3,073.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| Concept Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Newmax.
Based on FCC filings for 389 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SPOKANE serves 346,138 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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