Lake County property record for 4224 Bugle St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,943 sqft · built 2017 |
| Lot Size | 0.264 acres (11,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,200 (May 2018) |
| Tax Bill | $5,939 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0103-000-25400 |
| Primary APN | 10-23-26-0103-000-25400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,943 sqft Living Area |
| Gross Area | 4,342 sqft |
| 1st Floor Area | 1,803 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,505 sqft (0.264 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3901760 |
|---|---|
| Street Address | 4224 BUGLE ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTERS RUN PHASE 3 PB 67 PG 86-88 LOT 254 ORB 5104 PG 887 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | HUNTERS RUN PHASE 3 |
| Legal Tract | N,O,S,T,U |
| Legal Lot Number | 254 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 31306 |
Source: Lake County records · APN 10-23-26-0103-000-25400
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Mar 15, 2023 | Deed of Trust, Mortgage · VA Mortgage MICHIGAN MUTUAL INC |
| Aug 16, 2019 | Loan Modification, Mortgage · VA Mortgage MR COOPER |
| May 03, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2018 · Amount on Record |
| Deed Sale | May 03, 2018 · Amount on Record |
| Deed Document Number | 201851269 |
| Deed Book / Page | 5104 / 887 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Document Number | 0058920999 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 5892/999 |
| Instrument | 2022017751 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Document Number | 0061080248 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 6108/248 |
| Instrument | 2023029568 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Document Number | 0053450233 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 4224 BUGLE ST CLERMONT FL 347115418, CLERMONT, FL 34711-5418 |
| Document Number | 0053450233 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 005345/000233 |
| Instrument | 106567 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Rate | 4.12% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 03, 2018 |
| Property Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Document Number | 0051040887 |
| Book / Page | 5104 / 0887 |
| Map Reference | MB 67 PG 86 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 2018051269 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,689.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 4224 BUGLE ST, CLERMONT, FL 34711-5418 |
| Document Number | 2018051270 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 2018051270 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,240 (+2.9%) | $614,412 (-) Land $120,000 Building $494,412 | |
| 2025 | $405,490 (+5.98%) Land $120,000 Building $285,490 | $614,412 (+2.83%) Land $120,000 Building $494,412 | |
| 2024 | $5,939.00 (+1.83%) | ||
| 2023 | $5,832.00 (+2.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $382,600 (+3%) | $597,516 (+30.22%) Land $120,000 Building $477,516 |
| 2022 | $5,664.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $371,460 | $458,836 Land $64,500 Building $394,336 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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