4223 Twelve Oaks Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4223 Twelve Oaks Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,292 sqft · built 2014
Lot Size	1.29 acres (56,280 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jan 2024)
Tax Bill	$350 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-0000-00632-0000`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-0000-00632-0000`
Alternative APN	`N292340000006320000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	2,292 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	56,280 sqft (1.29 acres)
Lot Dimensions	563 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	7 Parking Spaces
Porch	Florida Room
Porch Area	411 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4223 TWELVE OAKS DR
City	MILTON
State	FL
Zip	32571-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATED FOR 2024 COM AT SW CORN OF SECTION 34 TOWNSHIP 2 NORTH RANGE 29 WEST THN N00' 25W ON W SEC LN 1325.51 FT THN S8938'09E 26 FT TO E R/W OF W SPENCER FIELD RD THN S0*01'58W 103.71 FT TO SW CORN OF TWELVE OAKS PLANTATION SUB THN N
Legal Range	29W
Legal Township	2N
Legal Section	34
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2018
Census Tract	10301

Owner

4223 Twelve Oaks Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Santa Rosa County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4223 TWELVE OAKS DR, MILTON, FL 32571-4011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 17, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 19, 2020	Intrafamily Transfer, Transfer · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Dec 10, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Nov 19, 2020
Deed Document Number	20242094
Deed Book / Page	4466 / 1287
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	0040311862
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 17, 2024
Property Address	4223 TWELVE OAKS DR, PACE, FL 32571-4011
Document Number	0044661287
Book / Page	4466 / 1287
Map Reference	MB 10 PG 43
Instrument Date	Jan 9, 2024
Instrument	202402094
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 MUSTANG DR, JASPER, AL 35504-8062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 TWELVE OAKS DR, PACE, FL 32571-4011

Mortgage

Document Number	0044661289
Date	Jan 17, 2024
Book Page	4466/1289
Instrument	202402095

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 17, 2024
Property Address	4223 TWELVE OAKS DR, PACE, FL 32571-4011
Document Number	0044661287
Book / Page	4466 / 1287
Map Reference	MB 10 PG 43
Instrument Date	Jan 9, 2024
Instrument	202402094
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 MUSTANG DR, JASPER, AL 35504-8062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 TWELVE OAKS DR, PACE, FL 32571-4011

Mortgage

Document Number	0044661289
Date	Jan 17, 2024
Instrument	4466/1289

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 19, 2020
Property Address	4223 TWELVE OAKS DR, PACE, FL 32571-4011
Document Number	0040311862
Book / Page	4031 / 1862
Instrument Date	Nov 12, 2020
Instrument	202062135
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 TWELVE OAKS DR, PACE, FL 32571-4011

Mortgage

Document Number	0040311865
Date	Nov 19, 2020
Instrument	4031/1865

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 10, 2019
Property Address	4223 TWELVE OAKS DR, PACE, FL 32571-4011
Document Number	0038981156
Book / Page	003898 / 001156
Instrument Date	Dec 9, 2019
Instrument	55668
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4223 TWELVE OAKS DR PACE FL 325714011, PACE, FL 32571-4011

Mortgage

Document Number	38981158
Date	Dec 10, 2019
Book Page	003898/001158
Instrument	55669

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4223 Twelve Oaks Dr was $350 with exemptions applied, down 92.7% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$350.00 (-92.7%) Homeowner's exemption Veteran's exemption	$283,187 (-27.53%)	$396,490 (+1.46%) Land $51,750 Building $344,740
2024	$4,795.00	$390,788 (+26%) Land $51,750 Building $339,038	$390,788 (+4.4%) Land $51,750 Building $339,038
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$310,137	$374,324 Land $39,100 Building $335,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4223 Twelve Oaks Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4223 Twelve Oaks Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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