4223 State Rte 94 W, Murray, KY 42071 Property Records

Calloway County property record for 4223 State Rte 94 W, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details1,914 sqft
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Feb 2025)
Tax Bill$1,846 (2025)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Sep 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN024-0-0060

Property Details

APN / Parcel Number

Primary APN024-0-0060
Alternative APNs
  • 108333
  • 89140
  • 95495

Interior

Stories1 Story
Building Area1,914 sqft Living Area

Exterior

Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,492 sqft (0.7 acres)
Garage TypeDetached
Garage Area768 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating FuelGas

Location & Zoning

Account Number108333
Street Address4223 STATE ROUTE 94 W
CityMURRAY
StateKY
Zip42071-8410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4223 STATE ROUTE 94 WEST
JurisdictionCALLOWAY KY
Township / Civil DivisionHAZEL-LYNN GROVE
Census Block Group2
Census Block2007
Census Tract10700

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4223 STATE ROUTE 94 W, MURRAY, KY 42071-8410
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2025Warranty Deed, Transfer · SBA Mortgage
GERSHMAN INVESTMENT CORP
Sep 23, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleOct 7, 2021 · Amount on Record
Deed Document Number2025693764
Deed Book / Page1488 / 290
Prior Transfer DateSep 30, 2010
Prior Transfer Doc000848/357
Record UpdatedJun 8, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateFeb 20, 2025
Property Address4223 STATE ROUTE 94 W, MURRAY, KY 42071-8410
Document Number001488/290
Book / Page1488 / 290
Instrument DateFeb 6, 2025
Instrument693764
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyHOME TEAM TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4223 STATE ROUTE 94 W, MURRAY, KY 42071-8410

Transferred To (Grantee/Buyer)

NameVerified Name
Address4223 STATE ROUTE 94 W, MURRAY, KY 42071-8410

Mortgage

Document Number0000693765
DateFeb 20, 2025
Instrument693765
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address4223 STATE ROUTE 94 W, MURRAY, KY 42071-8410
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4223 STATE ROUTE 94 W, MURRAY, KY 42071-8410

Mortgage

Document Number001389/126
DateSep 23, 2022
Book Page1389/126
Instrument660661
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20250
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term349 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,846.00 (-1.65%)$206,000 (-)$206,000 (-)
2023$1,877.00$206,000$206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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