4223 Roy St, Orlando, FL 32812 Property Records

Orange County property record for 4223 Roy St, Orlando, FL 32812

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1978
Lot Size0.252 acres (10,967 sqft)
Owner2 Individual Names on File
Tax Bill$1,570 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-30-0304-02-011

Property Details

APN / Parcel Number

Primary APN08-23-30-0304-02-011
Alternative APNs
  • 302308030402011
  • 536718
  • 542466
  • 547131

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area1,460 sqft
1st Floor Area1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1988
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,967 sqft (0.252 acres)
PorchStoop
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4223 ROY ST
CityORLANDO
StateFL
Zip32812-7346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionH T ARNOLDS PLAN OF CONWAY A/126 THE W 75 FT OF E 150 FT OF THE FOLLOWING DESC PARCEL FROM SE COR OF BLK B RUN W 200 FT FOR A POB TH W 332 FT TO PT 132 FT E OF SW COR SAID BLK N 16
Legal Range30E
Legal Township23S
Legal Section08
Legal SubdivisionARNOLD H T PLAN OF CONWAY
Legal Tract304
Legal BlockB
Legal Lot Number11
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1015
Census Tract13803

Owner

4223 Roy St is owned and occupied by two individuals.

Source: Orange County records, as of April 30, 2026

Owner of Record2 Individual Names on File
Mailing Address4223 ROY ST, ORLANDO, FL 32812-7346
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4223 ROY ST, ORLANDO, FL 32812-7346
Document Number0000235462
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 3, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4223 ROY ST ORLANDO FL 328127346, ORLANDO, FL 32812-7346

Mortgage

Document Number0000235462
DateApr 19, 2018
Instrument235462
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4223 Roy St was $1,570, up 9.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,119 (+2.7%)$290,500 (-1.51%) Land $115,000 Building $175,500
2025$1,570.00 (+9.94%) Homeowner's exemption$111,119$294,940 Land $115,000 Building $179,940
2024$1,428.00 (+7.29%)
2023$1,331.00 (+5.8%) Homeowner's exemption$104,842 (+3%)$274,233 (+9.92%) Land $115,000 Building $159,233
2022$1,258.00 Homeowner's exemption$101,788$249,492 Land $115,000 Building $134,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4223 Roy St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims19 (2004–2022)
Claims Outside the SFHA2 of 19
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 9 claims
  • Hurricane Ian, Sep 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4223 Roy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Roy St

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