4223 Ridgewood Ave, Baltimore, MD 21215 Property Records

Baltimore City property record for 4223 Ridgewood Ave, Baltimore, MD 21215

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,118 sqft · built 1924
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2021)
Tax Bill	$5,083 (2023)
Deeds & Mortgages	Nov 2025 Second Mortgage Oct 2020 Mortgage + 3 more
APN	`28-02-8234-013`

Property Details

APN / Parcel Number

Primary APN	`28-02-8234-013`
Alternative APN	`028234 013`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,118 sqft Total Area
1st Floor Area	806 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	208 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	028234 013
Old Parcel Number	28028234 013
Street Address	4223 RIDGEWOOD AVE
City	BALTIMORE
State	MD
Zip	21215-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X150
Legal Section	02
Legal Subdivision	DIPLOMAT CONDO
Legal Block	8234
Legal Lot Number	13
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	2
Census Block	2024
Census Tract	280102

Owner

Source: Baltimore City records, as of September 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Sep 22, 2021	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 17, 2018	Deed of Trust, Mortgage EMBRACE HM LOANS
Sep 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	May 20, 1997 · Amount on Record
Deed Document Number	368223
Deed Book / Page	23655 / 178
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839

Mortgage

Document Number	0285020415
Date	Nov 7, 2025
Book Page	28502/415

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0223080231
Date	Oct 5, 2020
Book Page	22308/231

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2050

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Sep 22, 2021
Property Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839
Document Number	0236550178
Book / Page	23655 / 178
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMAZON TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839

Mortgage

Document Number	0023655186
Date	Sep 22, 2021
Instrument	23655/186

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839
Document Number	0204920355
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	CONTINENTAL TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 RIDGEWOOD AVE BALTIMORE MD 212154839, BALTIMORE, MD 21215-4839

Mortgage

Document Number	0204920355
Date	Sep 12, 2018
Book Page	020492/000355

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Sep 27, 2017
Property Address	4223 RIDGEWOOD AVE, BALTIMORE, MD 21215-4839
Document Number	0195450366
Book / Page	019545 / 000366
Instrument Date	Jun 8, 2017
Transaction Type	Foreclosure
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,083.00	$215,400	$218,100 Land $52,100 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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