4223 Paseo de Plata, Cypress, CA 90630 Property Records

Orange County property record for 4223 Paseo de Plata, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,988 sqft · built 1968
Lot Size	0.134 acres (5,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Oct 2025)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`244-231-41`

Property Details

APN / Parcel Number

Primary APN	`244-231-41`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	5,846 sqft (0.134 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4223 PASEO DE PLATA
City	CYPRESS
State	CA
Zip	90630-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6489 BLK LOT 54
Legal Subdivision	TRACT 6489
Legal Tract	6489
Legal Lot Number	54
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2007
Census Tract	110117

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4223 PASEO DE PLATA, CYPRESS, CA 90630-3428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Oct 27, 2025	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	2025294093
Prior Transfer Date	Jan 28, 2025
Prior Transfer Doc	0000043910
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4223 PASEO DE PLATA, CYPRESS, CA 90630-3428
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 PASEO DE PLATA, CYPRESS, CA 90630-3428

Mortgage

Document Number	0000034826
Date	Feb 16, 2024
Instrument	2024000034826

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2025
Property Address	4223 PASEO DE PLATA, CYPRESS, CA 90630-3428
Document Number	0000294093
Map Reference	MB 238 PG 24-26
Instrument Date	Oct 7, 2025
Instrument	2025000294093
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4223 PASEO DE PLATA, CYPRESS, CA 90630-3428

Mortgage

Document Number	0000294094
Date	Oct 27, 2025
Instrument	2025000294094

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4223 PASEO DE PLATA, CYPRESS, CA 90630-3428
Document Number	0000021737
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4223 PASEO DE PLATA CYPRESS CA 906303428, CYPRESS, CA 90630-3428

Mortgage

Document Number	0000021737
Date	Jan 22, 2018
Instrument	21737

Lender

Name	BANK OF THE WEST
Type	Bank
Address	STANTON, CA 90680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,000 (+710.72%) Land $1,031,538 Building $168,462
2025	$1,974.00 (+7.11%) Homeowner's exemption	$148,016 (+4.04%) Land $41,113 Building $106,903
2023	$1,843.00 (+1.54%) Homeowner's exemption	$142,269 Land $39,517 Building $102,752
2022	$1,815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Frontier, GeoLinks.

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