4223 Pine Isle Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 4223 Pine Isle Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 1996
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Oct 2013)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014525-3324`

Property Details

APN / Parcel Number

Primary APN	`014525-3324`
Alternative APN	`U1627180KA000002000050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	1,475 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Open Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0145253324
Street Address	4223 PINE ISLE DR
City	LUTZ
State	FL
Zip	33558-2795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CALUSA TRACE UNIT 13 LOT 5 BLOCK 2
Legal Range	18E
Legal Township	27S
Legal Section	16
Legal Subdivision	CALUSA TRACE UNIT 13
Legal Tract	KA
Legal Block	2
Legal Lot Number	5
Legal Unit	13
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	3
Census Block	3003
Census Tract	11522

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4223 PINE ISLE DR, LUTZ, FL 33558-2795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2013 · Amount on Record
Deed Sale	Oct 10, 2013 · Amount on Record
Prior Sale	Jul 1, 2011 · Amount on Record
Deed Document Number	2013387508
Deed Book / Page	22197 / 1047
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4223 PINE ISLE DR, LUTZ, FL 33558-2795
Document Number	0000017779
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4223 PINE ISLE DR LUTZ FL 335582795, LUTZ, FL 33558-2795

Mortgage

Document Number	0000017779
Date	Jan 16, 2020
Instrument	17779

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2035

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,571 (+2.7%)	$278,639 (-2.36%) Land $68,250 Building $210,389
2025	$2,861.00 (+15.04%) Homeowner's exemption	$159,271 (+5.99%)	$285,388 (+10.16%) Land $68,250 Building $217,138
2023	$2,487.00 (+6.88%) Homeowner's exemption	$150,274 (+3%)	$259,072 (-5.86%) Land $47,250 Building $211,822
2022	$2,327.00 Homeowner's exemption	$145,897	$275,192 Land $47,250 Building $227,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20