4223 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4223 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,108 sqft · built 1995
Lot Size	0.177 acres (7,704 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Aug 2023)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-05-027`

Property Details

APN / Parcel Number

Primary APN	`309-05-027`
Alternative APN	`309050274`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,108 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	2,108 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,704 sqft (0.177 acres)
Parking Spaces	2 Parking Spaces
Pool Area	410 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4223 E TERRACE AVE
City	GILBERT
State	AZ
Zip	85234-0126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SUPERSTITION MEADOWS SUBDIVISION MCR 362-08
Legal Range	6E
Legal Township	1S
Legal Section	1
Legal Subdivision	SUPERSTITION MEADOWS SUBDIVISION
Legal Lot Number	27
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422622

Owner

Source: Maricopa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4223 E TERRACE AVE, GILBERT, AZ 85234-0126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Document Number	2023438741
Last Transfer Date	Jul 10, 2026
Transfer Doc	0000415289
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 13, 2026
Property Address	4223 E TERRACE AVE, GILBERT, AZ 85234-0126
Document Number	0000415289
Instrument Date	Jul 10, 2026
Instrument	2026415289
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4223 E TERRACE AVE, GILBERT, AZ 85234-0126

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4223 E TERRACE AVE, GILBERT, AZ 85234-0126
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 E TERRACE AVE, GILBERT, AZ 85234-0126

Mortgage

Document Number	0000186010
Date	Mar 31, 2026
Instrument	20260186010

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Max Rate	10.9%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 22, 2023
Property Address	4223 E TERRACE AVE, GILBERT, AZ 85234-0126
Document Number	0000438741
Map Reference	MB 362 PG 8
Instrument Date	Aug 15, 2023
Instrument	20230438741
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10423 E TIBURON AVE, MESA, AZ 85212-8641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 E TERRACE AVE, GILBERT, AZ 85234-0126

Mortgage

Document Number	0000438742
Date	Aug 22, 2023
Instrument	20230438742

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,360 (+91.63%)	$493,600 (+6.49%) Land $98,700 Building $394,900
2025	$1,992.00 (+3.16%)	$25,758 (-47.83%)	$463,500 (-6.12%) Land $92,700 Building $370,800
2024		$49,370 (+19.77%)	$493,700 (+19.77%) Land $98,700 Building $395,000
2023	$1,931.00 (+3.1%)	$41,220 Land $8,240 Building $32,980	$412,200 Land $82,400 Building $329,800
2022	$1,873.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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