4223 Cutlass Ln, Naples, FL 34102 Property Records

Collier County property record for 4223 Cutlass Ln, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	4,245 sqft · built 2024
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000,000 (Apr 2021)
Tax Bill	$139,368 (2025)
Deeds & Mortgages	Apr 2021 Sale Feb 2018 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`118300 B 75A21`

Property Details

APN / Parcel Number

Primary APN	`118300 B 75A21`
Alternative APNs	`16860800007031200B75` `16860800007`

Interior

Stories	1 Story
Building Area	4,245 sqft Living Area
1st Floor Area	4,346 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Waterfront
Pool Area	588 sqft
Deck Area	2,116 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	4223 CUTLASS LN
City	NAPLES
State	FL
Zip	34102-7960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	CUTLASS COVE SECT PORT ROYAL BLK B LOT 7
Legal Range	25
Legal Township	50
Legal Section	21
Legal Subdivision	PORT ROYAL/CUTLASS COVE
Legal Tract	118300
Legal Block	B
Legal Lot Number	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	500

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4223 CUTLASS LN, NAPLES, FL 34102-7960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 6, 2018	Loan Modification, Mortgage NORTHERN TR
Oct 10, 2017	Loan Modification, Mortgage NORTHERN TR
Jan 9, 2017	Deed of Trust, Mortgage NORTHERN TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	20216029716
Deed Book / Page	5919 / 1411
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 1, 2021
Property Address	4223 CUTLASS LN, NAPLES, FL 34102-7960
Document Number	0059191411
Book / Page	5919 / 1411
Map Reference	MB 1 PG 101
Instrument Date	Mar 31, 2021
Instrument	6029716
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$70,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 KINGS TOWN DR, NAPLES, FL 34102-7827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 GULF SHORE BLVD N # 801, 801, NAPLES, FL 34102-4915

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Recording Date	Feb 6, 2018
Property Address	4223 CUTLASS LN, NAPLES, FL 34102-7960
Document Number	0054742929
Book / Page	005474 / 002929
Instrument Date	Jan 30, 2018
Instrument	5506653
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 KINGS TOWN DR NAPLES FL 341027827, NAPLES, FL 34102-7827

Mortgage

Document Number	54742929
Date	Feb 6, 2018
Book Page	005474/002929
Instrument	5506653

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Feb 5, 2020

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Recording Date	Oct 10, 2017
Property Address	4223 CUTLASS LN, NAPLES, FL 34102-7960
Document Number	0054381825
Book / Page	005438 / 001825
Instrument Date	Sep 26, 2017
Instrument	5456649
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 KINGS TOWN DR NAPLES FL 341027827, NAPLES, FL 34102-7827

Mortgage

Document Number	54381825
Date	Oct 10, 2017
Book Page	005438/001825
Instrument	5456649

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2022

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4223 CUTLASS LN, NAPLES, FL 34102-7960
Document Number	0053523299
Book / Page	005352 / 003299
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 KINGS TOWN DR NAPLES FL 341027827, NAPLES, FL 34102-7827

Mortgage

Document Number	0053523299
Date	Jan 12, 2017
Book Page	005352/003299
Instrument	5355782

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 11, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,852,862 (+2.7%)	$16,071,755 (+0.85%) Land $7,644,780 Building $8,426,975
2025	$139,368.00 (+54.23%) Homeowner's exemption	$15,436,088 (+70.45%)	$15,936,088 (+50.55%) Land $7,644,780 Building $8,291,308
2023	$90,364.00 (+11.93%)	$9,056,124 (+1%)	$10,585,080 (+28.57%) Land $10,585,080
2022	$80,733.00	$8,232,840 Land $8,232,840	$8,232,840 Land $8,232,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 491 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	491 in force
Nearby Flood Claims	504 (1979–2024)
Claims Outside the SFHA	12 of 504
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 146 claims Hurricane Ian, Sep 2022 · 155 claims Hurricane Irma, Sep 2017 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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