4223 Center St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 4223 Center St, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,180 sqft · built 1986
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2022)
Tax Bill	$4,570 (2026)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-45768-0304`

Property Details

APN / Parcel Number

Primary APN	`82-45768-0304`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,180 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Width	126 ft Width
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4223 CENTER ST
City	SAINT CLOUD
State	MN
Zip	56303-0351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 002 BLK 002 CHANTRY ESTATES SECTION 04 TOWNSHIP 124 RANGE 028 SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	CHANTRY ESTATES
Legal Block	2
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2016
Census Tract	1003

Owner

4223 Center St is owned and occupied by an individual who bought it in June 2022.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4223 CENTER ST, SAINT CLOUD, MN 56303-0351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Quit Claim Deed, Transfer MISC COMPANY
Jun 21, 2022	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	May 27, 2014 · Amount on File
Deed Document Number	20221427708
Record Updated	Jun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2022
Property Address	4223 CENTER ST, SAINT CLOUD, MN 56303-0351
Document Number	00A1635086
Instrument Date	Jun 17, 2022
Instrument	A1635086
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4223 CENTER ST, SAINT CLOUD, MN 56303-0351

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2022
Property Address	4223 CENTER ST, SAINT CLOUD, MN 56303-0351
Document Number	00A1635084
Instrument Date	Jun 13, 2022
Instrument	A1635084
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 CENTER ST, SAINT CLOUD, MN 56303-0351

Tax Assessment & Valuation

The 2026 property tax bill for 4223 Center St was $4,570 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,570.00
2025		$322,400 Land $40,000 Building $282,400	$322,400 Land $40,000 Building $282,400
2023	$3,498.00	$301,500 Land $40,000 Building $261,500	$301,500 Land $40,000 Building $261,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4223 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4223 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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