Lorain County property record for 42228 Hilltop Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,632 sqft · built 1954 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,725 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-012-000-013 |
| Primary APN | 10-00-012-000-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 300 sqft |
| Patio Area | 264 sqft |
| Canopy | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42228 HILLTOP DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORTER SUB 1 100 X 170 |
| Legal Subdivision | PORTER SUB 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71500 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42228 HILLTOP DR, ELYRIA, OH 44035-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2025 | Deed of Trust, Mortgage · Line of Credit LORMET COMMUNITY FCU |
| Sep 27, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2018 |
| Transfer Doc | 20180689213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42228 HILLTOP DR, ELYRIA, OH 44035-7404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051380 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2025-0051380 |
| Name | LORMET COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | AMHERST, OH 44001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 4, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 27, 2018 |
| Property Address | 42228 HILLTOP DR, ELYRIA, OH 44035-7404 |
| Document Number | 0000689212 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 689212 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42228 HILLTOP DR ELYRIA OH 440357404, ELYRIA, OH 44035-7404 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,725.00 (-2.29%) Homeowner's exemption | $68,790 (+0.01%) Land $7,780 Building $61,010 | $196,530 (-) Land $22,220 Building $174,310 |
| 2024 | $2,789.00 (+28.05%) | $68,786 (+55.77%) Land $7,777 Building $61,009 | $196,530 (+55.77%) Land $22,220 Building $174,310 |
| 2023 | $2,178.00 (+0.79%) | $44,160 (-) Land $10,672 Building $33,488 | $126,170 (-) Land $30,490 Building $95,680 |
| 2022 | $2,161.00 | $44,160 Land $10,670 Building $33,490 | |
| 2021 | $126,170 Land $30,490 Building $95,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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