Charlotte County property record for 42226 Lake Timber Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,112 sqft · built 2022 |
| Lot Size | 0.208 acres (9,042 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Mar 2022) |
| Tax Bill | $8,816 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422630302001 |
| Primary APN | 422630302001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Gross Area | 3,915 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 9,042 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Porch | Enclosed/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 42226 LAKE TIMBER DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 82 E4621/1427 E4621/1443 4797/882 4948/485 |
| Legal Subdivision | BABCOCK RANCH COMMUNITY PHASE 1A & TOWN |
| Legal Lot Number | 82 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 10100 |
42226 Lake Timber Dr is owned and occupied by an individual who bought it in March 2022.
Source: Charlotte County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42226 LAKE TIMBER DR, PUNTA GORDA, FL 33982-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Mar 21, 2022 | Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Jul 1, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on File |
| Deed Sale | Mar 21, 2022 · Amount on File |
| Deed Document Number | 20223075256 |
| Deed Book / Page | 4948 / 485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 21, 2022 |
| Property Address | 42226 LAKE TIMBER DR, PUNTA GORDA, FL 33982-5012 |
| Document Number | 0049480485 |
| Book / Page | 4948 / 485 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 3075256 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 42226 LAKE TIMBER DR, PUNTA GORDA, FL 33982-5012 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 1, 2021 |
| Property Address | 42226 LAKE TIMBER DR, PUNTA GORDA, FL 33982-5012 |
| Document Number | 0047970882 |
| Book / Page | 4797 / 882 |
| Map Reference | MB 22 PG 6A-6P |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2967012 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42850 CRESCENT LOOP STE 200, 200, BABCOCK RANCH, FL 33982-5037 |
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
The 2025 property tax bill for 42226 Lake Timber Dr was $8,816 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,816.00 Homeowner's exemption | $445,823 | $520,465 Land $49,725 Building $470,740 |
| 2023 | $8,113.00 (+160.87%) Homeowner's exemption | $393,966 (+672.48%) | $631,733 (+1,138.69%) Land $60,500 Building $571,233 |
| 2022 | $3,110.00 | $51,000 Land $51,000 | $51,000 Land $51,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 42226 Lake Timber Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42226 Lake Timber Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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