4222 Gemstone Dr, Acampo, CA 95220 Property Records

San Joaquin County property record for 4222 Gemstone Dr, Acampo, CA 95220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,605 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$225,000 (Mar 2021)
Tax Bill	$10,417 (2026)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`005-360-160-000`

Property Details

APN / Parcel Number

Primary APN	`005-360-160-000`
Alternative APN	`005-360-16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,605 sqft Living Area
1st Floor Area	2,605 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	87,120 sqft (2 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	005-360-16
Street Address	4222 GEMSTONE DR
City	ACAMPO
State	CA
Zip	95220-9142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	06-FM PT OF 005-160-28 PER STONEGATE ESTATES
Legal Subdivision	STONEGATE ESTATES
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3031
Census Tract	4600

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Aug 12, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Mar 25, 2021	Grant Deed, Construction Loan · Construction Mortgage STOCKTON MORTGAGE CORP
Mar 25, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage IRA SERVICES TRUST COMPANY
Feb 10, 2020	Court-Ordered Deed, Foreclosure PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Oct 31, 2018	Grant Deed, Transfer STOCKTON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	202153346
Last Transfer Date	Feb 19, 2025
Transfer Doc	0000014624
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 12, 2022
Property Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Document Number	0000096338
Map Reference	MB 40 PG 75
Instrument Date	Aug 9, 2022
Instrument	2022-096338
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 12, 2022
Property Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Document Number	0000096335
Map Reference	MB 40 PG 75
Instrument Date	Aug 9, 2022
Instrument	2022-096335
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 12, 2022
Property Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Document Number	0000096336
Map Reference	MB 40 PG 75
Instrument Date	Jul 28, 2022
Instrument	2022-096336
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142

Mortgage

Document Number	0000096337
Date	Aug 12, 2022
Instrument	2022-096337

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 25, 2021
Property Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Document Number	0000053346
Map Reference	MB 40 PG 75
Instrument Date	Feb 4, 2021
Instrument	2021-053346
Transaction Type	Construction Loan
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142

Mortgage

Document Number	0000053348
Date	Mar 25, 2021
Instrument	2021-053348

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000053349
Date	Mar 25, 2021
Instrument	2021-053349

Lender

Name	IRA SERVICES TRUST COMPANY
Type	Non-Lending Institution
Address	STOCKTON, CA 95207

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 25, 2021
Property Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Document Number	0000053347
Map Reference	MB 40 PG 75
Instrument Date	Feb 4, 2021
Instrument	2021-053347
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053349
Date	Mar 25, 2021
Instrument	2021-053349

Lender

Name	IRA SERVICES TRUST COMPANY
Type	Non-Lending Institution
Address	STOCKTON, CA 95207

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 10, 2020
Property Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Document Number	0000017605
Instrument Date	Feb 7, 2020
Instrument	17605
Transaction Type	Foreclosure
Record Updated	Feb 28, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$391.00
Amount Accuracy	Confirmed
Additional	Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 GEMSTONE DR ACAMPO CA 952209142, ACAMPO, CA 95220-9142

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 31, 2018
Property Address	4222 GEMSTONE DR, ACAMPO, CA 95220-9142
Document Number	0000120017
Instrument Date	Oct 21, 2018
Instrument	120017
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$192.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	153 S MILLS AVE LODI CA 952423164, LODI, CA 95242-3164

Mortgage

Document Number	120018
Date	Oct 31, 2018
Instrument	120018

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	STOCKTON, CA 95207

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,417.00 (-2.02%)
2025	$10,632.00 (+5.91%)	$873,092 (+4.04%) Land $243,546 Building $629,546
2023	$10,039.00 (+69.26%)	$839,190 Land $234,090 Building $605,100	$788,400
2022	$5,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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