Frederick County property record for 4222 Garnet Dr, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,560 sqft · built 1980 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jan 2025) |
| Tax Bill | $3,739 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-131920 |
| Primary APN | 03-131920 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,868 sqft |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 131920 |
|---|---|
| Street Address | 4222 GARNET DR |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT21BL W SEC 3 .36 AC 42222 GARNET DR. 4222 GARNET DRIVE |
| Legal Subdivision | FOUNTAIN DALE SOUTH |
| Legal Block | W |
| Legal Lot Number | 21 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 752603 |
Source: Frederick County records · APN 03-131920
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4222 GARNET DR, MIDDLETOWN, MD 21769-7543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 25, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 19, 2021 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Prior Transfer Date | Apr 22, 2024 |
| Prior Transfer Doc | 0168390065 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 25, 2024 |
| Property Address | 4222 GARNET DR, MIDDLETOWN, MD 21769-7543 |
| Document Number | 0168390065 |
| Book / Page | 16839 / 65 |
| Map Reference | MB 17 PL 8 |
| Instrument Date | Apr 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4222 GARNET DR, MIDDLETOWN, MD 21769-7543 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 19, 2021 |
| Property Address | 4222 GARNET DR, MIDDLETOWN, MD 21769-7543 |
| Document Number | 0149090112 |
| Book / Page | 14909 / 112 |
| Map Reference | MB 17 PL 8 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | JACQUIES TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,767.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2053 MAUVILLA CV, BILOXI, MS 39531-2417 |
| Investor | Possibly a Property Investor |
| Document Number | 14909117 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 14909/117 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $344,233 (+32.96%) | $386,900 (+49.44%) Land $110,300 Building $276,600 | |
| 2024 | $3,739.00 (+19.76%) | ||
| 2023 | $3,122.00 | $258,900 Land $78,800 Building $180,100 | $258,900 Land $78,800 Building $180,100 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Shenandoah Telecommunications Company, Verizon.
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOUNTAINDALE SOUTH serves 2,610 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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