Frederick County property record for 4222 Garfield Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,946 sqft · built 1982 |
| Lot Size | 8.98 acres (391,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Aug 2023) |
| Tax Bill | $3,992 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-270715 |
| Primary APN | 10-270715 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 391,169 sqft |
| Deck Area | 288 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 270715 |
|---|---|
| Street Address | 4222 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1 SECTION 1 8.98 ACRES NE/S SMITHS/GARFIELD RD |
| Legal Subdivision | LEWIS ADD/GARFIELD |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752801 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4222 GARFIELD RD, SMITHSBURG, MD 21783-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Deed Book / Page | 16542 / 256 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | 0064370134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 2, 2023 |
| Property Address | 4222 GARFIELD RD, SMITHSBURG, MD 21783-9206 |
| Document Number | 0165420256 |
| Book / Page | 16542 / 256 |
| Map Reference | MB 67 FO 115 |
| Instrument Date | Aug 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4222 GARFIELD RD, SMITHSBURG, MD 21783-9206 |
| Document Number | 0165420263 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 16542/263 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,400 (+17.78%) Land $108,400 Building $319,000 | $427,400 (-) Land $108,400 Building $319,000 | |
| 2025 | $3,992.00 (+6.17%) Homeowner's exemption | $362,867 (+55.2%) | $427,400 (+82.81%) Land $108,400 Building $319,000 |
| 2024 | $3,760.00 (+30.19%) | ||
| 2023 | $2,888.00 (+1.94%) | $233,800 (+2.02%) Land $97,900 Building $135,900 | $233,800 (-) Land $97,900 Building $135,900 |
| 2022 | $2,833.00 | $229,167 | $233,800 Land $97,900 Building $135,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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