Maricopa County property record for 4222 E Palo Verde St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,877 sqft · built 2016 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $358,656 (Jul 2016) |
| Tax Bill | $2,709 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-18-117 |
| Primary APN | 304-18-117 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,877 sqft Living Area |
| Gross Area | 3,087 sqft |
| 1st Floor Area | 1,362 sqft |
| 2nd Floor Area | 1,515 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,750 sqft (0.132 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 392 sqft |
| Patio Area | 210 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4222 E PALO VERDE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-1576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | ELLIOT GROVES AT MORRISON RANCH PHASE 2 MCR 1169-14 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 13 |
| Legal Subdivision | ELLIOT GROVES AT MORRISON RANCH PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 98 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 422623 |
Source: Maricopa County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP |
| Dec 3, 2018 | Deed of Trust, Mortgage AMERICA FIRST FCU |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2016 · Amount on Record |
| Deed Sale | Jul 19, 2016 · Amount on Record |
| Deed Document Number | 2016506185 |
| Prior Transfer Date | Jul 15, 2016 |
| Prior Transfer Doc | 0000506186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 30, 2026 |
| Property Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Document Number | 0000388827 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026388827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Document Number | 0000388827, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026388827 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Document Number | 0000191781 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 20230191781 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Document Number | 0000279608 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 20220279608 |
| Name | DIRECT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Document Number | 0000575765 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 20210575765 |
| Name | DIRECT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDVALE, UT 84047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Document Number | 0000886520 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 20180886520 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 30, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 4222 E PALO VERDE ST, GILBERT, AZ 85296-1576 |
| Document Number | 0000847318 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 20200847318 |
| Name | DIRECT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDVALE, UT 84047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,980 (+87.16%) | $649,800 (+4.94%) Land $129,900 Building $519,900 | |
| 2025 | $2,709.00 (+3.48%) | $34,719 (-44.74%) | $619,200 (-1.45%) Land $123,800 Building $495,400 |
| 2024 | $62,830 | $628,300 Land $125,600 Building $502,700 | |
| 2023 | $2,618.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.6% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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