4222 Darwin Cir, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 4222 Darwin Cir, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,267 sqft · built 1955
Lot Size	0.275 acres (11,995 sqft)
Owner	Individual Name on File
Last Sale	$398,000 (Jun 2020)
Tax Bill	$4,547 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-164-13`

Property Details

APN / Parcel Number

Primary APN	`149-164-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,267 sqft Heated Area
Gross Area	1,367 sqft
1st Floor Area	1,267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,995 sqft (0.275 acres)
Garage Area	308 sqft
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	149-164-13
Street Address	4222 DARWIN CIR
City	CHARLOTTE
State	NC
Zip	28209-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L5 BA M6-851
Legal Subdivision	WOODLAWN PARK
Legal Block	A
Legal Lot Number	5
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	3203

Owner

4222 Darwin Cir is owned and occupied by an individual who bought it in June 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	4222 DARWIN CIR, CHARLOTTE, NC 28209-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 6, 2017	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Apr 6, 2017 · Amount on File
Deed Document Number	0034704400
Deed Book / Page	34704 / 400
Record Updated	Jun 7, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 18, 2020
Property Address	4222 DARWIN CIR, CHARLOTTE, NC 28209-2913
Document Number	0000090245
Book / Page	34704 / 400
Map Reference	MB 6 PG 851
Instrument Date	Jun 18, 2020
Instrument	2020090245
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15714 LAUREL OAK CRES, 15714, DAVIDSON, NC 28036-8961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 DARWIN CIR, CHARLOTTE, NC 28209-2913

Mortgage

Document Number	0000090246
Date	Jun 18, 2020
Instrument	2020090246

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4222 DARWIN CIR, CHARLOTTE, NC 28209-2913
Document Number	0000050033
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4222 DARWIN CIR CHARLOTTE NC 282092913, CHARLOTTE, NC 28209-2913

Mortgage

Document Number	0000050033
Date	Apr 9, 2020
Book Page	034456/000001
Instrument	50033

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 6, 2017
Property Address	4222 DARWIN CIR, CHARLOTTE, NC 28209-2913
Document Number	0000044298
Book / Page	031697 / 000081
Instrument Date	Apr 5, 2017
Instrument	44298
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4222 DARWIN CIR CHARLOTTE NC 282092913, CHARLOTTE, NC 28209-2913

Mortgage

Document Number	44299
Date	Apr 6, 2017
Book Page	031697/000083
Instrument	44299

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4222 Darwin Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4222 Darwin Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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