42218 Ramble Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42218 Ramble Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,989 sqft · built 2021
Lot Size	0.241 acres (10,524 sqft)
Owner	Individual Name on File
Last Sale	$577,000 (Mar 2021)
Tax Bill	$8,502 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-26-30-204-022`

Property Details

APN / Parcel Number

Primary APN	`42-26-30-204-022`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,989 sqft Living Area
Gross Area	3,980 sqft
Flooring	Covered

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,524 sqft (0.241 acres)
Driveway	Driveway
Driveway Area	680 sqft
Parking Spaces	2 Parking Spaces
Pool Area	64 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	42218 RAMBLE RD
City	PUNTA GORDA
State	FL
Zip	33982-2287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCE 000 0000 1298 BABCOCK RANCH COMMUNITY EDGEWATER LOT 1298 4518/730 E4518/732 4730/2068 (10525 SF)
Legal Range	26E
Legal Township	42S
Legal Section	30
Legal Subdivision	BABCOCK RANCH
Legal Lot Number	1298
Legal Unit	Y
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

42218 Ramble Rd is owned and occupied by an individual who bought it in March 2021.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	42218 RAMBLE RD, BABCOCK RANCH, FL 33982-2287
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Deed Document Number	2919441
Deed Book / Page	4730 / 2068
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 22, 2021
Property Address	42218 RAMBLE RD, PUNTA GORDA, FL 33982-2287
Document Number	0047302068
Book / Page	4730 / 2068
Map Reference	MB 23 PG 11A-11P
Instrument Date	Feb 26, 2021
Instrument	2919441
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,039.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42218 RAMBLE RD, BABCOCK RANCH, FL 33982-2287

Mortgage

Document Number	0047302070
Date	Mar 22, 2021
Instrument	4730/2070

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 42218 Ramble Rd was $8,502 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,502.00 Homeowner's exemption	$608,952	$645,197 Land $142,000 Building $503,197
2023	$10,817.00 (+3.79%) Homeowner's exemption	$574,553 (+3%)	$622,152 (+11.53%) Land $142,000 Building $480,152
2022	$10,422.00 Homeowner's exemption	$557,818 Land $116,875 Building $440,943	$557,818 Land $116,875 Building $440,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42218 Ramble Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42218 Ramble Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20