4221 Willow St, Milton, FL 32571 Property Records

Santa Rosa County property record for 4221 Willow St, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2007
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Feb 2025)
Tax Bill	$934 (2024)
Deeds & Mortgages	Mar 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-1N-29-1210-05000-0041`

Property Details

APN / Parcel Number

Primary APN	`23-1N-29-1210-05000-0041`
Alternative APN	`N291231210050000041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	1,262 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	204 sqft
Deck Area	180 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4221 WILLOW ST
City	MILTON
State	FL
Zip	32571-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ENHNCD LIFE EST RESRVD IN: THE W2 OF LT 4 BLK 50 FLORIDATOWN TOGETHER WTH 20 FT ESMNT LESS 1/2 MINERAL RIGHTS AS DES IN OR 4586 PG 544 & AS DES IN OR 4597 PG 1861 & E-L/E RES IN OR 4614 PG 37
Legal Range	29W
Legal Township	1N
Legal Section	23
Legal Subdivision	FLORIDATOWN
Legal Block	50
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2035
Census Tract	10705

Owner

Source: Santa Rosa County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4221 WILLOW ST, MILTON, FL 32571-2240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2025 · Amount on Record
Deed Sale	Feb 12, 2025 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	20255968
Deed Book / Page	4586 / 544
Last Transfer Date	May 5, 2025
Transfer Doc	0046140037
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 7, 2017
Property Address	4221 WILLOW ST, PACE, FL 32571-2240
Document Number	0036041699
Book / Page	3604 / 1699
Map Reference	MB A-8 PG76
Instrument Date	Feb 28, 2017
Instrument	201708953
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4221 WILLOW ST, 4221, MILTON, FL 32571-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 OMEGA ST, MILTON, FL 32571-1065

Mortgage

Document Number	0201708955
Date	Mar 7, 2017
Instrument	201708955

Lender

Name	ESCAMPBIA COUNTRY HFA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,111 (+2.9%)	$175,343 (+2.69%) Land $28,670 Building $146,673
2024	$934.00 (+14.88%) Homeowner's exemption Disabled Person's exemption	$109,923 (+3%)	$170,758 (+1.05%) Land $28,670 Building $142,088
2023	$813.00 (+4.1%) Homeowner's exemption Disabled Person's exemption	$106,721 (+3%)	$168,987 (+7.06%) Land $27,730 Building $141,257
2022	$781.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$103,613	$157,837 Land $23,500 Building $134,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1979–2020)
Claims Outside the SFHA	24 of 27
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20