4221 Upham St, Wheat Ridge, CO 80033 Property Records

Jefferson County property record for 4221 Upham St, Wheat Ridge, CO 80033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,211 sqft · built 1950
Lot Size	0.524 acres (22,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jul 2021)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-234-00-039`

Property Details

APN / Parcel Number

Primary APN	`39-234-00-039`
Alternative APNs	`300023762` `23762`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,211 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	1,211 sqft
Basement Area	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Construction Type	Brick
Lot Area	22,825 sqft (0.524 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300023762
Street Address	4221 UPHAM ST
City	WHEAT RIDGE
State	CO
Zip	80033-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 23 TOWNSHIP 03 RANGE 69 QTR SE SIZE: 22825 VALUE: .524 KEY=160
Legal Range	69W
Legal Township	03S
Legal Section	23
Legal Subdivision	ACREAGE
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3006
Census Tract	10603

Owner

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4221 UPHAM ST, WHEAT RIDGE, CO 80033-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 3, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage ON TAP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Oct 3, 2019
Deed Document Number	2021100588
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0000092604
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jul 6, 2021
Property Address	4221 UPHAM ST, WHEAT RIDGE, CO 80033-4832
Document Number	0000100588
Instrument Date	Jun 30, 2021
Instrument	2021100588
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4221 UPHAM ST, 4221, WHEAT RIDGE, CO 80033-4832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4221 UPHAM ST, WHEAT RIDGE, CO 80033-4832

Mortgage

Document Number	0000100589
Date	Jul 6, 2021
Instrument	2021100589

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON CO
Recording Date	Oct 3, 2019
Property Address	4221 UPHAM ST, WHEAT RIDGE, CO 80033-4832
Document Number	0000092604
Instrument Date	Sep 27, 2019
Instrument	2019092604
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4221 UPHAM ST, WHEAT RIDGE, CO 80033-4832

Mortgage

Document Number	0000092605
Date	Oct 3, 2019
Instrument	2019092605

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4221 UPHAM ST, WHEAT RIDGE, CO 80033-4832
Document Number	0000112620
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 UPHAM ST WHEAT RIDGE CO 800334832, WHEAT RIDGE, CO 80033-4832

Mortgage

Document Number	0000112620
Date	Dec 14, 2018
Instrument	112620

Lender

Name	ON TAP CU
Address	GOLDEN, CO 80401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 13, 2028

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 (+17.25%)	$43,504 (+9.15%) Land $21,916 Building $21,588	$696,058 (+7.11%) Land $350,650 Building $345,408
2023	$3,484.00	$39,857 Land $19,142 Building $20,715	$649,876 Land $285,703 Building $364,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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