4221 Starkes Grade Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4221 Starkes Grade Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,940 sqft · built 1984
Lot Size	6.57 acres (286,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (May 2024)
Tax Bill	$6,607 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-720-067-000`

Property Details

APN / Parcel Number

Primary APN	`077-720-067-000`
Alternative APNs	`07772067100` `0777206710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	286,189 sqft (6.57 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4221 STARKES GRADE RD
City	PLACERVILLE
State	CA
Zip	95667-7878
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 41/95/2
Legal Subdivision	AS SHOWN ON THAT CERTAIN PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2011
Census Tract	31405

Owner

Source: El Dorado County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1618 COUNTRY CLUB DR, PLACERVILLE, CA 95667-6023
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 3, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	202412512
Prior Transfer Date	Jan 15, 1997
Prior Transfer Doc	0004844001
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4221 STARKES GRADE RD, PLACERVILLE, CA 95667-7878
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 STARKES GRADE RD, PLACERVILLE, CA 95667-7878

Mortgage

Document Number	0000029206
Date	Oct 14, 2025
Instrument	2025-0029206

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 3, 2024
Property Address	4221 STARKES GRADE RD, PLACERVILLE, CA 95667-7878
Document Number	0000012512
Map Reference	MB 41 PG 95
Instrument Date	May 2, 2024
Instrument	2024-0012512
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1618 COUNTRY CLUB DR, PLACERVILLE, CA 95667-6023

Mortgage

Document Number	0000012513
Date	May 3, 2024
Instrument	2024-0012513

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4221 STARKES GRADE RD, PLACERVILLE, CA 95667-7878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 STARKES GRADE RD, PLACERVILLE, CA 95667-7878

Mortgage

Document Number	0000074026
Date	Dec 18, 2020
Instrument	2020-0074026

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4221 STARKES GRADE RD, PLACERVILLE, CA 95667-7878
Document Number	0000055042
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4221 STARKES GRADE RD PLACERVILLE CA 956677878, PLACERVILLE, CA 95667-7878

Mortgage

Document Number	0000055042
Date	Dec 23, 2019
Instrument	55042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,607.00 (+48.67%)	$617,100 (+52.63%) Land $168,300 Building $448,800
2024	$4,444.00 (+2.07%)
2023	$4,354.00 (+1.49%)	$404,306 Land $144,394 Building $259,912
2022	$4,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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