Hernando County property record for 4221 Payton St, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 1996 |
| Lot Size | 0.249 acres (10,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2020) |
| Tax Bill | $2,624 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-0993-0070 |
| Primary APN | R32-323-17-5160-0993-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,274 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,830 sqft (0.249 acres) |
| Lot Dimensions | 126 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 200 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 746 sqft |
| Deck Area | 60 sqft |
| Patio Area | 424 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00561564 |
|---|---|
| Street Address | 4221 PAYTON ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 993 LOT 7 ORB 2340 PG 224 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 993 |
| Legal Lot Number | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 41006 |
4221 Payton St is owned and occupied by an individual who bought it in November 2020.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4221 PAYTON ST, SPRING HILL, FL 34609-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Dec 14, 2017 | Warranty Deed, Transfer ACE SOLUTIONS TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on File |
| Deed Sale | Nov 13, 2020 · Amount on File |
| Prior Sale | Dec 14, 2017 · Amount on File |
| Deed Document Number | 202071506 |
| Deed Book / Page | 3912 / 347 |
| Prior Transfer Date | Sep 28, 2006 |
| Prior Transfer Doc | 0023400224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 4221 PAYTON ST, SPRING HILL, FL 34609-2347 |
| Document Number | 0039120347 |
| Book / Page | 3912 / 347 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020071506 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 LONG POND DR APT 4, 101, ROTTERDAM, NY 12306-6859 |
| Name | Verified Name |
|---|---|
| Address | 4221 PAYTON ST, SPRING HILL, FL 34609-2347 |
| Document Number | 3912349 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 3912/349 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 14, 2017 |
| Property Address | 4221 PAYTON ST, SPRING HILL, FL 34609-2347 |
| Document Number | 0035341960 |
| Book / Page | 003534 / 001960 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 70508 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | ACE SOLUTIONS TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4221 PAYTON ST SPRING HILL FL 346092347, SPRING HILL, FL 34609-2347 |
The 2025 property tax bill for 4221 Payton St was $2,624 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 Homeowner's exemption | $174,799 | $249,305 Land $41,696 Building $207,609 |
| 2023 | $164,925 (+3%) Land $164,925 | ||
| 2022 | $1,903.00 Homeowner's exemption | $160,121 | $242,174 Land $34,656 Building $207,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4221 Payton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4221 Payton St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures