4221 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4221 Lafayette Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jan 2025)
Tax Bill	$3,355 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C015802000700190`

Property Details

APN / Parcel Number

Primary APN	`C015802000700190`
Alternative APN	`C-01-35-28-020-0070-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,432 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	470 sqft
Driveway	Concrete Driveway
Driveway Area	425 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Open Porch
Porch Area	154 sqft
Patio Area	642 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4221 LAFAYETTE AVE
City	SEBRING
State	FL
Zip	33875-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 1 PB 7-PG 6 LOT 19 BLK 7
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	7
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1031
Census Tract	961301

Owner

4221 Lafayette Ave is owned and occupied by two individuals who bought it in January 2025.

Source: Highlands County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 8, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on File
Deed Sale	Jan 6, 2025 · Amount on File
Prior Sale	Jun 11, 2024 · Amount on File
Deed Document Number	20252238423
Deed Book / Page	3090 / 1605
Prior Transfer Date	Dec 26, 2024
Prior Transfer Doc	0002238423
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 9, 2026
Property Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212
Document Number	0002316397
Book / Page	3197 / 1266
Instrument Date	Jun 3, 2026
Instrument	20262316397
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002086348
Date	Apr 5, 2022
Book Page	2895/1767
Instrument	2086348

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212

Mortgage

Document Number	0002037861
Date	Jun 4, 2021
Book Page	2828/1189
Instrument	2037861

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 8, 2020
Property Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212
Document Number	0001997890
Book / Page	2771 / 1547
Map Reference	MB 7 PG 6
Instrument Date	Sep 1, 2020
Instrument	1997890
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4221 LAFAYETTE AVE, 4221, SEBRING, FL 33875-5212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212

Mortgage

Document Number	0027711549
Date	Sep 8, 2020
Instrument	2771/1549

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 27, 2017
Property Address	4221 LAFAYETTE AVE, SEBRING, FL 33875-5212
Document Number	0001874199
Book / Page	2608 / 1854
Map Reference	MB7 PG6
Instrument Date	Nov 22, 2017
Instrument	1874199
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INS AGENCY C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41670 NATIONAL RD APT 13A, 13A, BELMONT, OH 43718-9815

Mortgage

Document Number	0001874200
Date	Nov 27, 2017
Instrument	1874200

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4221 Lafayette Ave was $3,355, up 7% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,355.00 (+70.05%)	$225,689 Land $19,500 Building $206,189	$225,689 Land $19,500 Building $206,189
2024	$1,973.00 (+11.66%)
2023	$1,767.00 (+1.9%) Homeowner's exemption	$144,411 (+3%)	$215,598 (+15.47%) Land $16,000 Building $199,598
2022	$1,734.00 Homeowner's exemption	$140,205	$186,711 Land $12,000 Building $174,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4221 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4221 Lafayette Ave is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Lafayette Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures