4221 Evergreen Dr, Lexington, KY 40513 Property Records

Lexington-Fayette Urban County property record for 4221 Evergreen Dr, Lexington, KY 40513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,489 sqft · built 1997
Lot Size	0.191 acres (8,329 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Feb 2026)
Tax Bill	$5,905 (2026)
Deeds & Mortgages	Jun 2009 Mortgage Jul 2025 Mortgage + 1 more
APN	`19349560`

Property Details

APN / Parcel Number

Primary APN	`19349560`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	315 sqft
Basement Area	1,164 sqft
Finished Basement	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,329 sqft (0.191 acres)
Lot Width	70 ft Width
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4221 EVERGREEN DR
City	LEXINGTON
State	KY
Zip	40513-0909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	K-18 ETHINGTON & ETHINGTON PROP SEC 2 LOT; BOOK: 2807 PAGE: 327
Legal Subdivision	ETHINGTON & ETHINGTON PROP
Legal Block	F
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	2
Census Block	2023
Census Tract	4207

Owner

4221 Evergreen Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4221 EVERGREEN DR, LEXINGTON, KY 40513-0909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2009	Deed of Trust, Mortgage NOT AVAILABLE
Jul 10, 2025	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Feb 4, 2026	Deed, Transfer · Conventional Mortgage LUMINATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	May 28, 2008 · Amount on File
Deed Document Number	2026020430
Deed Book / Page	4175 / 39
Record Updated	Oct 29, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	4221 EVERGREEN DR, LEXINGTON, KY 40513-0909
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006652/644
Date	Jun 9, 2009
Book Page	6652/644

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount on Record

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	4221 EVERGREEN DR, LEXINGTON, KY 40513-0909
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	RAINBOW TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 EVERGREEN DR, LEXINGTON, KY 40513-0909

Mortgage

Document Number	MB11029/717
Date	Jul 10, 2025
Book Page	MB 11029/717
Instrument	202507100071

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2040

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Feb 4, 2026
Property Address	4221 EVERGREEN DR, LEXINGTON, KY 40513-0909
Document Number	0DB4175/39
Book / Page	DB 4175 / 39
Map Reference	CAB K SL 18
Instrument Date	Feb 2, 2026
Instrument	202602040030
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 BLACKFORD PKWY, LEXINGTON, KY 40509-8569

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4221 EVERGREEN DR, LEXINGTON, KY 40513-0909

Mortgage

Document Number	MB11148463
Date	Feb 4, 2026
Instrument	MB 11148/463

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 4221 Evergreen Dr was $5,905 with a homeowner's exemption, up 55.5% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,905.00 (+55.48%)	$575,000 (+45.5%)	$575,000 (+45.5%)
2025	$3,798.00 Homeowner's exemption	$395,200	$395,200
2023	$3,660.00	$333,500	$333,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4221 Evergreen Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4221 Evergreen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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