4221 E Gill Rd, Carp Lake, MI 49718 Property Records

Emmet County property record for 4221 E Gill Rd, Carp Lake, MI 49718

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1974
Lot Size	5.18 acres (225,641 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2019)
Tax Bill	$986 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-06-08-300-003`

Property Details

APN / Parcel Number

Primary APN	`03-06-08-300-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	225,641 sqft (5.18 acres)
Garage Area	1,728 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4221 E GILL RD
City	CARP LAKE
State	MI
Zip	49718-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	COM 1320 FT E & 33 FT N OF SW COR OF SEC, TH N 750 FT, W 300 FT, TH S 750 FT, TH E 300 FT TO POB. 5 AC M/L. SECTION 8, T38N, R4W.
Legal Range	04W
Legal Township	38N
Legal Section	08
Jurisdiction	EMMET MI
Township / Civil Division	CARP LAKE
Census Block Group	2
Census Block	2060
Census Tract	970100

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4221 E GILL RD, CARP LAKE, MI 49718-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Feb 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Apr 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	20195162705
Deed Book / Page	1209 / 789
Prior Transfer Date	Mar 6, 2018
Prior Transfer Doc	1202/821
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4221 E GILL RD, CARP LAKE, MI 49718-9719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 E GILL RD, CARP LAKE, MI 49718-9719

Mortgage

Document Number	0000001225/0000000184
Date	Sep 17, 2020
Book Page	0000001225/0000000184
Instrument	5178134

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 7, 2019
Property Address	4221 E GILL RD, CARP LAKE, MI 49718-9719
Document Number	1209/789
Book / Page	1209 / 789
Instrument Date	Feb 1, 2019
Instrument	5162705
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123W VAN RD, HARBOR SPRINGS, MI 49740-9728

Mortgage

Document Number	001209/790
Date	Feb 7, 2019
Book Page	1209/790
Instrument	5162706

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 10, 2018
Property Address	4221 E GILL RD, CARP LAKE, MI 49718-9719
Document Number	1202/821
Book / Page	1202 / 821
Instrument Date	Mar 6, 2018
Instrument	000005155718
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 E GILL RD, CARP LAKE, MI 49718-9719

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Carp Lake Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (-1.82%) Land $16,700 Building $58,800	$151,000 (-1.82%) Land $33,400 Building $117,600
2025		$76,900 (+20.34%) Land $14,600 Building $62,300	$153,800 (+20.34%) Land $29,200 Building $124,600
2024	$986.00
2023		$63,900 Land $9,500 Building $54,400	$127,800 Land $19,000 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Gill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures