4221 Calle del Rio, Oceanside, CA 92057 Property Records

San Diego County property record for 4221 Calle del Rio, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,348 sqft · built 2018
Lot Size	0.97 acres (4,250 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2023)
Tax Bill	$9,482 (2025)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-104-55-00`

Property Details

APN / Parcel Number

Primary APN	`158-104-55-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,348 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,250 sqft (0.97 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4221 CALLE DEL RIO
City	OCEANSIDE
State	CA
Zip	92057-6477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 55 TR 016181
Legal Subdivision	VILLA STORIA PLANNING AREA 1
Legal Tract	016181
Legal Block	2
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2018
Census Tract	18521

Owner

4221 Calle del Rio is owned and occupied by an individual who bought it in July 2023.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4221 CALLE DEL RIO, OCEANSIDE, CA 92057-6477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Grant Deed, Transfer · Line of Credit CMG MORTGAGE INC
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 30, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	2023172836
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 3, 2023
Property Address	4221 CALLE DEL RIO, OCEANSIDE, CA 92057-6477
Document Number	0000172836
Map Reference	MAP 16181
Instrument Date	Jun 9, 2023
Instrument	2023-0172836
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 CALLE DEL RIO, OCEANSIDE, CA 92057-6477

Mortgage

Document Number	0000172837
Date	Jul 3, 2023
Instrument	2023-0172837

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4221 CALLE DEL RIO, OCEANSIDE, CA 92057-6477
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 CALLE DEL RIO, OCEANSIDE, CA 92057-6477

Mortgage

Document Number	0000869902
Date	Dec 28, 2021
Instrument	2021-0869902

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2018
Property Address	4221 CALLE DEL RIO, OCEANSIDE, CA 92057-6477
Document Number	0000308713
Instrument Date	Jul 9, 2018
Instrument	308713
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2018
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4221 CALLE DEL RIO OCEANSIDE CA 920576477, OCEANSIDE, CA 92057-6477

Mortgage

Document Number	308714
Date	Jul 30, 2018
Instrument	308714

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4221 Calle del Rio was $9,482 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$869,044 (+2%) Land $456,782 Building $412,262
2025	$9,482.00 Homeowner's exemption	$852,005 Land $447,826 Building $404,179
2023	$7,877.00 (+1.56%) Homeowner's exemption	$716,276 (+2%) Land $321,660 Building $394,616
2022	$7,756.00 Homeowner's exemption	$702,232 Land $315,353 Building $386,879

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4221 Calle del Rio in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4221 Calle del Rio is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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