4220 S Lowe Ave, Chicago, IL 60609 Property Records

Cook County property record for 4220 S Lowe Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1884
Lot Size	0.07 acres (3,043 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Aug 2006)
Tax Bill	$4,575 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-04-125-021`

Property Details

APN / Parcel Number

Primary APN	`20-04-125-021`
Alternative APN	`20-04-125-021-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1886
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,043 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4220 S LOWE AVE
City	CHICAGO
State	IL
Zip	60609-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF BLK 18 OF SUPERIOR COURT PARTITION O F WH NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	SUBDIVISION OF BLK 18 OF SUPERIOR COUR
Legal Block	18
Legal Lot Number	9
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1037
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4220 S Lowe Ave is owned and occupied by an individual who bought it in August 2006.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4220 S LOWE AVE, CHICAGO, IL 60609-2628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL SVGS BK
Aug 2, 2017	Loan Modification, Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2006 · Amount on File
Deed Sale	Aug 2, 2006 · Amount on File
Prior Sale	Dec 17, 2001 · Amount on File
Deed Document Number	200640120
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4220 S LOWE AVE, CHICAGO, IL 60609-2628
Document Number	2035801232
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4220 S LOWE AVE CHICAGO IL 606092628, CHICAGO, IL 60609-2628

Mortgage

Document Number	2035801232
Date	Dec 23, 2020
Instrument	35801232

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	4220 S LOWE AVE, CHICAGO, IL 60609-2628
Document Number	1815246033
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4220 S LOWE AVE CHICAGO IL 606092628, CHICAGO, IL 60609-2628

Mortgage

Document Number	1815246033
Date	Jun 1, 2018
Instrument	15246033

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDINE, CT 06450

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 Land $2,434 Building $19,566	$220,000 Land $24,340 Building $195,660
2023	$4,575.00 (+3.09%)
2022	$4,438.00 (+1.86%) Homeowner's exemption	$25,000 (-) Land $3,043 Building $21,957	$250,000 (-) Land $30,430 Building $219,570
2021	$4,357.00 Homeowner's exemption	$25,000 Land $3,043 Building $21,957	$250,000 Land $30,430 Building $219,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4220 S Lowe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4220 S Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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