4220 Lowe Rd, Toledo, OH 43612 Property Records

Lucas County property record for 4220 Lowe Rd, Toledo, OH 43612

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,432 sqft · built 1920
Lot Size	0.135 acres (5,900 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Feb 2022)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-30205`

Property Details

APN / Parcel Number

Primary APN	`07-30205`
Alternative APN	`03049015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	736 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	123 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4220 LOWE RD
City	TOLEDO
State	OH
Zip	43612-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	HOMEVILLE LOTS 221 & 224...S 47.61 FT EXC E 25.61 FT & E
Legal Subdivision	HOMEVILLE
Legal Tract	3
Legal Lot Number	221&2 224
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2006
Census Tract	302

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4220 LOWE RD, TOLEDO, OH 43612-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Feb 14, 2018	Limited Warranty Deed, Transfer · FHA Mortgage MIDWEST MORTGAGE INVESTMENTS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Feb 14, 2018
Deed Document Number	202202280009597
Record Updated	Jun 8, 2026

February 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 28, 2022
Property Address	4220 LOWE RD, TOLEDO, OH 43612-1615
Document Number	0000009597
Map Reference	VOL 28 PG 37
Instrument Date	Feb 23, 2022
Instrument	202202280009597
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	LOUISVILLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4220 LUCAS RD, TOLEDO, OH 43612

Mortgage

Document Number	0000009598
Date	Feb 28, 2022
Instrument	202202280009598

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4220 LOWE RD, TOLEDO, OH 43612-1615
Document Number	0000004695
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	ASSOCIATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 LOWE RD TOLEDO OH 436121615, TOLEDO, OH 43612-1615

Mortgage

Document Number	0000004695
Date	Jan 31, 2020
Instrument	4695

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 14, 2018
Property Address	4220 LOWE RD, TOLEDO, OH 43612-1615
Document Number	0000005955
Map Reference	VOL28 PG37
Instrument Date	Feb 14, 2018
Instrument	201802140005955
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 LOWE RD, TOLEDO, OH 43612-1615

Mortgage

Document Number	0000005956
Date	Feb 14, 2018
Instrument	201802140005956

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (+0.69%)	$41,020 (-) Land $9,555 Building $31,465
2024	$2,333.00 (+13.58%)	$41,020 (+18.98%) Land $9,555 Building $31,465	$117,200 (+18.98%) Land $27,300 Building $89,900
2023	$2,054.00 (-0.19%)	$34,475 (-) Land $8,190 Building $26,285
2022	$2,058.00 Homeowner's exemption	$34,475 Land $8,190 Building $26,285
2021			$98,500 Land $23,400 Building $75,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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