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4220 Holstein St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4220 Holstein St, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,840 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$286,000 (2021)
Tax Bill$6,312.00 (2025)

Property Details

APN / Parcel Number

Primary APN132630011700011260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,840 sqft Heated Area
Gross Area2,290 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
FenceFence
Patio Area356 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4220 HOLSTEIN ST
CitySAINT CLOUD
StateFL
Zip34772-9216
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 126
Legal Range30E
Legal Township26S
Legal Section13
Legal SubdivisionOLD HICKORY PHSES 1 & 2
Legal Phase1
Legal Tract117
Legal Lot Number126
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 132630011700011260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4220 HOLSTEIN ST, SAINT CLOUD, FL 34772-9216
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2024Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Jul 23, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Deed Doc Number2021114290
Deed Book / Page6008 / 1185
Record RefreshedJun 08, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4220 HOLSTEIN ST, SAINT CLOUD, FL 34772-9216
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 HOLSTEIN ST, SAINT CLOUD, FL 34772-9216

Mortgage

Document Number0066921208
DateNov 07, 2024
Book Page6692/1208
Instrument2024141699
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 06, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 23, 2021
Property Address4220 HOLSTEIN ST, SAINT CLOUD, FL 34772-9216
Document Number0060081185
Book / Page6008 / 1185
Map ReferenceMB 29 PG 13
Instrument DateJul 22, 2021
Instrument2021114290
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,002.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 HOLSTEIN ST, SAINT CLOUD, FL 34772-9216

Mortgage

Document Number0060081189
DateJul 23, 2021
Instrument6008/1189
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,312.00 (+4.19%) Homeowner's exemption$289,067 (+5.99%)$334,700 (+7.69%) Land $78,000 Building $256,700
2023$6,058.00 (+4.48%) Homeowner's exemption$272,739 (+4.38%)$310,800 (+18.94%) Land $65,000 Building $245,800
2022$5,798.00 Homeowner's exemption$261,300 Land $55,000 Building $206,300$261,300 Land $55,000 Building $206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 248 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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