4220 Hess Ave, Saginaw, MI 48601 Property Records

Saginaw County property record for 4220 Hess Ave, Saginaw, MI 48601

Property Summary

Property TypeSingle Family Home
Details1 ba · 816 sqft · built 1930
Lot Size0.252 acres (10,977 sqft)
OwnerIndividual Name on Record
Last Sale$47,000 (Jan 2021)
Tax Bill$663 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN10-12-5-32-3311-000

Property Details

APN / Parcel Number

Primary APN10-12-5-32-3311-000

Interior

Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRaised Ranch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,977 sqft (0.252 acres)
Lot Dimensions137 ft deep x 80 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4220 HESS AVE
CitySAGINAW
StateMI
Zip48601-6763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RES
Legal DescriptionLOTS 12 & 13 BRUNKOW PLAT SEC 32 T12N R5E ***DESC CHANGED DUE TO COMB WITH 3312 1/31/00
Legal Range05E
Legal Township12N
Legal Section32
Legal SubdivisionBRUNKOW PLAT
Legal Lot Number12-13
JurisdictionSAGINAW MI
Township / Civil DivisionBUENA VISTA
Census Block Group1
Census Block1001
Census Tract11001

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1760 E HUBERT RD, MIDLAND, MI 48640-8654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Warranty Deed, Transfer · FHA Mortgage
TCF NATIONAL BANK
Sep 17, 2018Warranty Deed, Transfer
HOMELAND TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleSep 17, 2018 · Amount on Record
Deed Document Number20211324
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJan 11, 2021
Property Address4220 HESS AVE, SAGINAW, MI 48601-6763
Document Number2021001324
Map ReferenceLB 4 PG 53
Instrument DateDec 29, 2020
Instrument2021001324
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyHOMELAND TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 HESS AVE, 4220, SAGINAW, MI 48601-6763

Transferred To (Grantee/Buyer)

NameVerified Name
Address1760 E HUBERT RD, MIDLAND, MI 48640-8654

Mortgage

Document Number2021001325
DateJan 11, 2021
Instrument2021001325
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateSep 17, 2018
Property Address4220 HESS AVE, SAGINAW, MI 48601-6763
Document Number0000024080
Instrument DateSep 13, 2018
Instrument24080
Transaction TypeTransfer
Record UpdatedOct 2, 2018
Title CompanyHOMELAND TITLE

Transaction

AmountAmount Recorded
Tax$18.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2904 ROSEMARY ST SAGINAW MI 486023117, SAGINAW, MI 48602-3117

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBuena Vista Charter Township
Unified School DistrictBridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,800 (+111.65%)$43,600 (+111.65%)
2025$663.00 (+17.97%) Homeowner's exemption
2023$10,300$20,600
2022$562.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUENA VISTA TOWNSHIP
serves 8,676 people · EPA ID MI0000980
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionMar 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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