4220 Eldorado Way, Melbourne, FL 32934 Property Records

Brevard County property record for 4220 Eldorado Way, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,168 sqft · built 1978
Lot Size1.03 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Apr 2021)
Tax Bill$7,651 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2021 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN27-36-11-00-37

Property Details

APN / Parcel Number

Primary APN27-36-11-00-37
Alternative APNs
  • 27-36-11-00-00037.0-0000.00
  • 2701063

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,168 sqft Living Area
Gross Area3,390 sqft
1st Floor Area2,440 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area45,302 sqft
Garage TypeDetached
Garage Area672 sqft
PorchFinished/Open Porch
Porch Area192 sqft
Deck Area539 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2701063
Street Address4220 ELDORADO WAY
CityMELBOURNE
StateFL
Zip32934-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREU
Legal DescriptionW 1/2 OF NW 1/4 OF NW 1/4 OF NW 1/4 OF NE 1/4 EX RD R/W AS DES IN ORB 1823 PG 678 A/K/A W 1/2 OF TR 28 OF COUNTRY GENTLEMEN HORSE RANCHETTS UNRECD SUBD
Legal Range36E
Legal Township27S
Legal Section11
Legal SubdivisionCOUNTRY GENHEMAN HSE RANCHETTS
Legal Tract28
Legal Block37
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1007
Census Tract64126

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Apr 26, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 3, 2017Deed of Trust, Mortgage · Reverse Mortgage
RESOLUTE BANK
Jan 8, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 17, 2020Warranty Deed, Transfer · Conventional Mortgage
DYBN FINANCIAL CORP
Jun 13, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Dec 19, 2016Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleJul 17, 2020 · Amount on Record
Deed Document Number2021105622
Deed Book / Page9098 / 2919
Prior Transfer DateApr 5, 2021
Prior Transfer Doc0090982914
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746

Mortgage

Document Number0091131479
DateMay 6, 2021
Book Page9113/1479
Instrument2021117572
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term319 Months
DueDec 1, 2047

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 26, 2021
Property Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
Document Number0090982919
Book / Page9098 / 2919
Instrument DateApr 22, 2021
Instrument2021105622
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3180 FAIRVIEW DR, 3180, MELBOURNE, FL 32934-7605

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746

Mortgage

Document Number90982921
DateApr 26, 2021
Instrument9098/2921
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Mortgage

Document Number0090982935
DateApr 26, 2021
Book Page9098/2935
Instrument2021105624
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term320 Months
DueDec 1, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077900464
DateJan 3, 2017
Book Page7790/0464
Instrument2017000445
Lender
NameRESOLUTE BANK
TypeBank
AddressMAUMEE, OH 43537
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term994 Months
DueNov 14, 2099
Interest
Rate TypeAdjustable Rate
Rate4.45%
Type Change DateJan 1, 2018
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJan 8, 2021
Property Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
Document Number0089760889
Book / Page008976 / 000889
Instrument DateDec 30, 2020
Instrument5325
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3180 FAIRVIEW DR MELBOURNE FL 329347605, MELBOURNE, FL 32934-7605

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 17, 2020
Property Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
Document Number0087982449
Book / Page8798 / 2449
Instrument DateJul 10, 2020
Instrument2020153319
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyBELLA TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address223 CAVALIER ST, 223, PALM BAY, FL 32909-1140

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746

Mortgage

Document Number87982450
DateJul 17, 2020
Instrument8798/2450
Lender
NameDYBN FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
Document Number0084670611
Instrument DateJun 13, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4220 ELDORADO WAY MELBOURNE FL 329347746, MELBOURNE, FL 32934-7746

Mortgage

Document Number0084670611
DateJun 18, 2019
Book Page008467/000611
Instrument132433
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueJun 17, 2044

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4220 ELDORADO WAY, MELBOURNE, FL 32934-7746
Document Number0077900479
Instrument DateDec 19, 2016
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 ELDORADO WAY MELBOURNE FL 329347746, MELBOURNE, FL 32934-7746

Mortgage

Document Number0077900479
DateJan 3, 2017
Book Page007790/000479
Instrument446
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term984 Months
DueJan 2, 2099
Interest
Rate TypeAdjustable Rate
Rate4.45%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$480,440 (+2.7%)$499,630 (-4.47%)
2025$7,651.00 (+5.59%) Homeowner's exemption$467,810 (+5.99%)$523,020 (+7.5%)
2024$7,246.00 (+2.04%)
2023$7,101.00 (+28.78%) Homeowner's exemption$441,390 (+23.26%)$486,520 (+14.73%) Land $140,400 Building $346,120
2022$5,514.00 Homeowner's exemption$358,110$424,040 Land $133,120 Building $290,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims27 (1984–2019)
Claims Outside the SFHA16 of 27
Most Recent ClaimAug 2019 · other causes
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 12 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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