Pasco County property record for 4220 Cloud Hopper Way, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,806 sqft · built 2022 |
| Lot Size | 0.068 acres (2,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jun 2026) |
| Tax Bill | $4,089 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-19-0150-00000-0370 |
| Primary APN | 14-26-19-0150-00000-0370 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,058 sqft |
| 1st Floor Area | 648 sqft |
| Upper Floors Area | 1,032 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,971 sqft (0.068 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Florida Room |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4220 CLOUD HOPPER WAY |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-6874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VOLANTI PB 84 PG 132 LOT 37 |
| Legal Subdivision | VOLANTI |
| Legal Tract | 150 |
| Legal Lot Number | 37 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 32012 |
4220 Cloud Hopper Way is owned and occupied by an individual who bought it in June 2026.
Source: Pasco County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4220 CLOUD HOPPER WAY, LUTZ, FL 33559-6874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION |
| Nov 28, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on File |
| Deed Sale | Jun 24, 2026 · Amount on File |
| Prior Sale | Nov 28, 2022 · Amount on File |
| Deed Document Number | 2026117644 |
| Deed Book / Page | 11445 / 295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 24, 2026 |
| Property Address | 4220 CLOUD HOPPER WAY, LUTZ, FL 33559-6874 |
| Document Number | 0000117644 |
| Book / Page | 11445 / 295 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026117644 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | TITLE SERVICES, AWS TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236,845.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4220 CLOUD HOPPER WAY, LUTZ, FL 33559-6874 |
| Document Number | 0000117645, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 11445/297 |
| Instrument | 2026117645 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 4220 CLOUD HOPPER WAY, LUTZ, FL 33559-6874 |
| Document Number | 0107282323 |
| Book / Page | 10728 / 2323 |
| Map Reference | MB 84 PG 132 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022249971 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,277.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030 |
| Name | Verified Name |
|---|---|
| Address | 4220 CLOUD HOPPER WAY, LUTZ, FL 33559-6874 |
| Document Number | 0107282328 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 10728/2328 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,864 (+1.84%) Land $26,373 Building $250,491 | $276,864 (-1.82%) Land $26,373 Building $250,491 | |
| 2025 | $4,089.00 (+2.51%) Homeowner's exemption | $271,860 (+5.98%) Land $26,373 Building $245,487 | $282,002 (+9.94%) Land $26,373 Building $255,629 |
| 2024 | $3,989.00 (+3.88%) | ||
| 2023 | $3,840.00 (+855.22%) Additional exemption filed | $256,511 (+899.93%) Land $26,373 Building $230,138 | $256,511 (+899.93%) Land $26,373 Building $230,138 |
| 2022 | $402.00 | $25,653 | $25,653 Land $25,653 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4220 Cloud Hopper Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4220 Cloud Hopper Way is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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