Osceola County property record for 4220 Bull St, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,165 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $427,300 (2021) |
| Tax Bill | $8,127.00 (2025) |
| Primary APN | 13-26-30-0117-0001-1940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,165 sqft Living Area |
| Gross Area | 3,800 sqft Gross Area |
| 1st Floor | 1,415 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Heating System | Central Heating |
|---|
| Street Address | 4220 BULL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9202 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 194 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | OLD HICKORY PHSES 1 & 2 |
| Legal Phase | 1 |
| Legal Lot Number | 194 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 13-26-30-0117-0001-1940
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4220 BULL ST, SAINT CLOUD, FL 34772-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 03, 2022 | Intrafamily Transfer, Transfer TITLE RESOURCE INSURANCE AGENCY INC, TITLE PROS INS AGCY INC |
| Dec 14, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Deed Doc Number | 2021192740 |
| Deed Book / Page | 6107 / 2040 |
| Last Transfer Date | Feb 02, 2022 |
| Transfer Doc | 0061431417 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 03, 2022 |
| Property Address | 4220 BULL ST, SAINT CLOUD, FL 34772-9202 |
| Document Number | 0061431417 |
| Book / Page | 6143 / 1417 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | Feb 02, 2022 |
| Instrument | 2022018825 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | TITLE RESOURCE INSURANCE AGENCY INC, TITLE PROS INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4220 BULL ST, SAINT CLOUD, FL 34772-9202 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 14, 2021 |
| Property Address | 4220 BULL ST, SAINT CLOUD, FL 34772-9202 |
| Document Number | 0061072040 |
| Book / Page | 6107 / 2040 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021192740 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,991.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 2430 WELLINGTON GREEN DR APT 102, 102, WELLINGTON, FL 33414-9319 |
| Document Number | 0061072047 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 6107/2047 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,127.00 (+2.57%) Homeowner's exemption | $390,488 (+5.99%) | $450,800 (+7.05%) Land $78,000 Building $372,800 |
| 2024 | $7,923.00 (+1.82%) | ||
| 2023 | $7,781.00 (+3.25%) Homeowner's exemption | $368,431 (+3%) | $421,100 (+17.72%) Land $65,000 Building $356,100 |
| 2022 | $7,536.00 | $357,700 Land $55,000 Building $302,700 | $357,700 Land $55,000 Building $302,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 71% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 270 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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