4220 Bayside Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4220 Bayside Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,431 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2017)
Tax Bill	$5,678 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-085917`

Property Details

APN / Parcel Number

Primary APN	`02-085917`
Alternative APNs	`2085917` `085917`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,431 sqft Total Area
1st Floor Area	1,835 sqft
Basement Area	244 sqft
Finished Basement	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	1,384 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	499 sqft
Deck Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	085917
Old Parcel Number	2085917
Street Address	4220 BAYSIDE RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 22 PLAT 1 WILLOWS WOOD
Legal Subdivision	WILLOWS WOOD
Legal Lot Number	22
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860502

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4220 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 24, 2017	Deed, Transfer · Conventional Mortgage 1ST MARINER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Dec 13, 2000 · Amount on Record
Deed Document Number	180035
Deed Book / Page	5032 / 454
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4220 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-4002
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058000097
Date	Dec 22, 2020
Book Page	5800/97

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92160

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 24, 2017
Property Address	4220 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-4002
Document Number	0050320454
Book / Page	5032 / 454
Map Reference	LB ABE4 FO410
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LEGENDS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-4002

Mortgage

Document Number	0005032460
Date	Jul 24, 2017
Instrument	5032/460

Lender

Name	1ST MARINER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,678.00 Homeowner's exemption	$546,500	$568,100 Land $170,000 Building $398,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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