Kendall County property record for 422 Windsor Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1999 |
| Lot Size | 0.291 acres (12,673 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Jul 1999) |
| Tax Bill | $6,780 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-121-014 |
| Primary APN | 03-29-121-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 2,955 sqft |
| 1st Floor Area | 1,494 sqft |
| Basement Area | 751 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 12,673 sqft (0.291 acres) |
| Lot Dimensions | 135 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 422 WINDSOR DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 66 DEERPATH CREEK UNIT 1 PHASE 1 VILLAGE OF OSWEGO. |
| Legal Subdivision | DEERPATH CREEK |
| Legal Lot Number | 66 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 890106 |
422 Windsor Dr is owned and occupied by an individual who acquired it in June 2017.
Source: Kendall County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 WINDSOR DR, OSWEGO, IL 60543-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Aug 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1999 · Amount on File |
| Deed Sale | Jul 9, 1999 · Amount on File |
| Prior Sale | May 7, 1996 · Amount on File |
| Deed Document Number | 199910181 |
| Last Transfer Date | Jun 15, 2017 |
| Transfer Doc | 0000010688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 422 WINDSOR DR, OSWEGO, IL 60543-9202 |
| Document Number | 0000011284 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202611284 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 422 WINDSOR DR, OSWEGO, IL 60543-9202 |
| Document Number | 0000011284, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202611284 |
| Name | OLD SECOND NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 422 WINDSOR DR, OSWEGO, IL 60543-9202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000154 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 202100000154 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 2, 2019 |
| Property Address | 422 WINDSOR DR, OSWEGO, IL 60543-9202 |
| Document Number | 0000010688 |
| Instrument Date | Jun 15, 2019 |
| Instrument | 10688 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2957 GRANDE TRL YORKVILLE IL 605604707, YORKVILLE, IL 60560-4707 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,122 Land $29,910 Building $72,212 | $306,366 Land $89,730 Building $216,636 | |
| 2024 | $6,780.00 | ||
| 2022 | $78,245 Land $22,917 Building $55,328 | $234,735 Land $68,751 Building $165,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 422 Windsor Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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