422 Willis St, Cambridge, MD 21613 Property Records

Dorchester County property record for 422 Willis St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,348 sqft · built 1910
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2026)
Tax Bill	$2,524 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-125127`

Property Details

APN / Parcel Number

Primary APN	`07-125127`
Alternative APNs	`7125127` `125127`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,348 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	125127
Street Address	422 WILLIS ST
City	CAMBRIDGE
State	MD
Zip	21613-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 4,800 SQ. FT. 422 WILLIS STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2021
Census Tract	970500

Owner

422 Willis St is owned by two individuals who bought it in January 2026.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3301 WOOLEN WAY, NEWARK, DE 19711-8537
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Feb 28, 2017	Grant Deed, Transfer NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Mar 21, 2025 · Amount on File
Deed Book / Page	1991 / 226
Prior Transfer Date	Nov 9, 2016
Prior Transfer Doc	0013730479
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 13, 2026
Property Address	422 WILLIS ST, CAMBRIDGE, MD 21613-1726
Document Number	0019910226
Book / Page	1991 / 226
Instrument Date	Jan 5, 2026
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3301 WOOKEN WAY, NEWARK, DE 19711-8537

Mortgage

Document Number	0001991233
Date	Jan 13, 2026
Instrument	1991/233

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 28, 2017
Property Address	422 WILLIS ST, CAMBRIDGE, MD 21613-1726
Document Number	0013870094
Book / Page	001387 / 000094
Instrument Date	Jan 25, 2017
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transaction

Amount	Amount on Record
Tax	$15.14
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 BANAVIE TER W BEL AIR MD 210155780, BEL AIR, MD 21015-5780

Tax Assessment & Valuation

The 2026 property tax bill for 422 Willis St was $2,524, up 51.4% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,524.00 (+51.41%)	$135,067 (+52.1%)	$227,600 (+156.31%) Land $30,100 Building $197,500
2025	$1,667.00	$88,800 Land $30,100 Building $58,700	$88,800 Land $30,100 Building $58,700
2023	$1,461.00	$79,067	$88,800 Land $30,100 Building $58,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 422 Willis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Willis St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willis St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures