Walton County property record for 422 Whispering Creek Ave, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,393 sqft · built 2022 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Company Name on File |
| Last Sale | $869,970 (May 2022) |
| Tax Bill | $3,515 (2024) |
| Deeds & Mortgages | May 2022 Sale May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-1S-19-23300-00C-0080 |
| Primary APN | 03-1S-19-23300-00C-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| Gross Area | 1,874 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Width | 7 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1004957 |
|---|---|
| Street Address | 422 WHISPERING CREEK AVE |
| City | FREEPORT |
| State | FL |
| Zip | 32439-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK C CROSS CREEK ESTATES PH 1 PB 18-74 OR 3197-3129 OR 3251-4319 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | BLK C CROSS CREEK |
| Legal Phase | 1 |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950306 |
422 Whispering Creek Ave is owned by a company that bought it in May 2022.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4401 NORTHSIDE PKWY NW STE 250, 250, ATLANTA, GA 30327-5218 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| May 13, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on File |
| Deed Sale | May 11, 2022 · Amount on File |
| Prior Sale | May 13, 2021 · Amount on File |
| Deed Document Number | 20220022449 |
| Deed Book / Page | 3251 / 4319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 11, 2022 |
| Property Address | 422 WHISPERING CREEK AVE, FREEPORT, FL 32439-3129 |
| Document Number | 0032514319 |
| Book / Page | 3251 / 4319 |
| Map Reference | MB 18 PG 25 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 20220022449 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $6,090.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 13, 2021 |
| Property Address | 422 WHISPERING CREEK AVE, FREEPORT, FL 32439-3129 |
| Document Number | 0031973129 |
| Book / Page | 3197 / 3129 |
| Instrument Date | May 6, 2021 |
| Instrument | 20210023892 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $11,088.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 BUSINESS CENTRE DR # DR101, DR101, MIRAMAR BEACH, FL 32550-6920 |
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR, PEACHTREE CORNERS, GA 30071-1143 |
| Investor | Possibly a Property Investor |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,540 Land $31,500 Building $216,040 | $247,540 Land $31,500 Building $216,040 | |
| 2024 | $3,515.00 (+0.26%) | ||
| 2023 | $3,506.00 (+1,088.47%) | $263,006 (+1,039.39%) Land $20,795 Building $242,211 | $263,006 (+1,039.39%) Land $20,795 Building $242,211 |
| 2022 | $295.00 | $23,083 Land $23,083 | $23,083 Land $23,083 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 422 Whispering Creek Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 Whispering Creek Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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