422 Washington St, Hudson, IA 50643 Property Records

Black Hawk County property record for 422 Washington St, Hudson, IA 50643

Property Summary

Property Type	Office Building
Details	2,656 sqft · built 1986
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Tax Bill	$6,214 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-301-022`

Property Details

APN / Parcel Number

Primary APN	`8814-26-301-022`

Interior

Stories	1 Story
Building Area	2,656 sqft Gross Area
1st Floor Area	2,656 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 WASHINGTON ST
City	HUDSON
State	IA
Zip	50643-7748
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT HUDSON E 80 FT LOT 4 EXC N 10 FT BLK 17
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	ORIGINAL PLAT HUDSON
Legal Block	17
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2022
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 466, HUDSON, IA 50643-0466
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SERVICES OF AMERICA ACA
Feb 6, 2024	Deed of Trust, Mortgage · SBA Mortgage FARMERS STATE BANK
Mar 19, 2021	Deed of Trust, Mortgage · SBA Mortgage LINCOLN SAVINGS BANK
Mar 17, 2021	Deed of Trust, Mortgage · SBA Mortgage LINCOLN SAVINGS BANK
Dec 21, 2018	Deed of Trust, Mortgage · Balloon Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	422 WASHINGTON ST, HUDSON, IA 50643-7748
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 WASHINGTON ST, HUDSON, IA 50643-7748

Mortgage

Document Number	0202518359
Date	Dec 15, 2025
Instrument	2025-18359

Lender

Name	FARM CREDIT SERVICES OF AMERICA ACA
Type	Bank
Address	5015 S 118TH ST, OMAHA, NE 68137

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	422 WASHINGTON ST, HUDSON, IA 50643-7748
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400009763
Date	Feb 6, 2024
Instrument	202400009763

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	131 TOWER PARK DR STE 100, WATERLOO, IA 50701

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	422 WASHINGTON ST, HUDSON, IA 50643-7748
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019655
Date	Mar 19, 2021
Instrument	202100019655

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2041

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	422 WASHINGTON ST, HUDSON, IA 50643-7748
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019428
Date	Mar 17, 2021
Instrument	202100019428

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2041

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	422 WASHINGTON ST, HUDSON, IA 50643-7748
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900009668
Date	Dec 21, 2018
Instrument	201900009668

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,214.00 (+4.12%)	$259,100 (-) Land $14,000 Building $245,100	$259,100 (-) Land $14,000 Building $245,100
2024	$5,968.00 (+163.14%)
2023		$259,100 (+113.99%) Land $14,000 Building $245,100	$259,100 (+113.99%) Land $14,000 Building $245,100
2022	$2,268.00	$121,080 Land $6,000 Building $115,080
2021			$121,080 Land $6,000 Building $115,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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