422 Walnut St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 422 Walnut St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,779 sqft · built 1905
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Sep 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-145-116-00`

Property Details

APN / Parcel Number

Primary APN	`051-145-116-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,779 sqft Living Area
1st Floor Area	1,571 sqft
Basement Area	1,331 sqft
Unfinished Basement	1,031 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 WALNUT ST
City	THREE RIVERS
State	MI
Zip	49093-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 7 BLK 11. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	11
Legal Lot Number	7
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3013
Census Tract	40100

Owner

Source: St. Joseph County assessment roll, APN 051-145-116-00, as of July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	422 WALNUT ST, THREE RIVERS, MI 49093-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Book / Page	665 / 148
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	422 WALNUT ST, THREE RIVERS, MI 49093-1432
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1973/0582
Date	Sep 06, 2019
Book Page	1973/0582

Lender

Name	MEIJER CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49544

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2029

Tax Assessment & Valuation

Source: St. Joseph County assessment roll as of July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,600 (+38.66%) Land $4,200 Building $70,400	$149,200 (+38.66%) Land $8,400 Building $140,800
2025	$1,864.00 (+13.38%) Homeowner's exemption
2023		$53,800 Land $3,000 Building $50,800	$107,600 Land $6,000 Building $101,600
2022	$1,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 233 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006610, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	THREE RIVERS serves 7,905 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.