422 W Day St, Denison, TX 75020 Property Records

Grayson County property record for 422 W Day St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1930
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$205,282 (Apr 2023)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D025 3209012`

Property Details

APN / Parcel Number

Primary APN	`D025 3209012`
Alternative APN	`146089`

Interior

Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	96 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	422 W DAY ST
City	DENISON
State	TX
Zip	75020-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEMANS ADDN, BLOCK 2, LOT 6, ACRES .1722
Legal Subdivision	STONEMANS ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3006
Census Tract	700

Owner

422 W Day St is owned and occupied by an individual who bought it in April 2023.

Source: Grayson County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	422 W DAY ST, DENISON, TX 75020-4620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · FHA Mortgage ENCOMPASS LENDING GROUP LP
Apr 26, 2023	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 1, 2022	Vendor's Lien, Transfer · Commercial Mortgage TRIDENT REALTY INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Deed Document Number	202310684
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	Jun 9, 2026
Property Address	422 W DAY ST, DENISON, TX 75020-4620
Document Number	0000014440
Instrument Date	Jun 1, 2026
Instrument	202614440
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 W DAY ST, DENISON, TX 75020-4620

Mortgage

Document Number	0000014440,
Date	Jun 9, 2026
Instrument	202614440

Lender

Name	ENCOMPASS LENDING GROUP LP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 26, 2023
Property Address	422 W DAY ST, DENISON, TX 75020-4620
Document Number	0000010684
Map Reference	VOL 62 PG 205
Instrument Date	Apr 25, 2023
Instrument	2023-10684
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 W DAY ST, DENISON, TX 75020-4620

Mortgage

Document Number	0000010685
Date	Apr 26, 2023
Instrument	2023-10685

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 1, 2022
Property Address	422 W DAY ST, DENISON, TX 75020-4620
Document Number	0000029575
Map Reference	VOL 62 PG 205
Instrument Date	Aug 31, 2022
Instrument	2022-29575
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 ELIZABETH ST, ANNA, TX 75409-8221

Mortgage

Document Number	0000029576
Date	Sep 1, 2022
Instrument	2022-29576

Lender

Name	TRIDENT REALTY INVESTMENTS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 422 W Day St was $2,576 with a homeowner's exemption, down 15.2% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (-15.15%) Homeowner's exemption	$185,771 Land $34,875 Building $150,896	$185,771 Land $34,875 Building $150,896
2024	$3,036.00
2023		$100,290 Land $34,950 Building $65,340	$100,290 Land $34,950 Building $65,340
2022	$198.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 422 W Day St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 W Day St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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