422 W Cherry St, Winfield, MO 63389 Property Records

Lincoln County property record for 422 W Cherry St, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 784 sqft · built 1993
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$79,600 (Apr 2020)
Tax Bill	$728 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-60-24-002-010-001.002`

Property Details

APN / Parcel Number

Primary APN	`13-60-24-002-010-001.002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bungalow
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)

Location & Zoning

Street Address	422 W CHERRY ST
City	WINFIELD
State	MO
Zip	63389-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT BEING PT LOT 4,5 AND N1/2 LOT 3 ORIG TOWN OF WINFIELD
Legal Range	02E
Legal Township	49N
Legal Section	72
Legal Subdivision	WINFIELD
Legal Lot Number	4-3
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2057
Census Tract	810401

Owner

422 W Cherry St is owned and occupied by an individual who bought it in April 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	422 W CHERRY ST, WINFIELD, MO 63389-1146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Deed Document Number	20203994
Deed Book / Page	2445 / 985
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 24, 2020
Property Address	422 W CHERRY ST, WINFIELD, MO 63389-1146
Document Number	2445/985
Book / Page	2445 / 985
Instrument Date	Apr 22, 2020
Instrument	2020003994
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 JORDAN CT, 1, WINFIELD, MO 63389-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 W CHERRY ST, WINFIELD, MO 63389-1146

Mortgage

Document Number	2020003995
Date	Apr 24, 2020
Instrument	2020003995

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 422 W Cherry St was $728.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Winfield City
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,034 (-) Land $543 Building $11,491
2025	$728.00	$12,034 Land $543 Building $11,491	$63,340 Land $2,860 Building $60,480
2023	$684.00 (+5.72%)	$11,275 Land $310 Building $10,965	$59,340 Land $1,630 Building $57,710
2022	$647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 W Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	24 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 15 claims Severe Storms And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 W Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINFIELD PWS serves 1,489 people · EPA ID MO6010866
Water Source	Purchased groundwater from LINCOLN COUNTY PWSD 1
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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