Cherokee County property record for 422 W Cherry St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1898 |
| Lot Size | 0.196 acres (8,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $44,000 (Dec 2013) |
| Tax Bill | $1,050 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727404014 |
| Primary APN | 0727404014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Attic Area | 206 sqft |
| Basement Area | 206 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1898 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,540 sqft (0.196 acres) |
| Lot Dimensions | 140 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 172 sqft |
| Patio Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 422 W CHERRY ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A BLK 34 TOWN LOT COS 2ND ADD 6606 |
| Legal Range | 40 |
| Legal Township | 92 |
| Legal Section | 27 |
| Legal Subdivision | TOWN LT COS 2ND ADD |
| Legal Block | 34 |
| Legal Lot Number | A |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80102 |
Source: Cherokee County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 422 W CHERRY ST, CHEROKEE, IA 51012-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2013 · Amount on Record |
| Deed Sale | Dec 2, 2013 · Amount on Record |
| Prior Sale | Jul 23, 2010 |
| Deed Document Number | 2013 2256 |
| Deed Book / Page | 2013 / 2256 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 422 W CHERRY ST, CHEROKEE, IA 51012-1321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/2560 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 2022/2560 |
| Instrument | 2022 2560 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,780 (+13.5%) Land $8,970 Building $62,810 | $71,780 (+13.5%) Land $8,970 Building $62,810 | |
| 2024 | $1,050.00 (+8.7%) | ||
| 2023 | $63,240 (+24.76%) Land $8,970 Building $54,270 | $63,240 (+24.76%) Land $8,970 Building $54,270 | |
| 2022 | $966.00 | $50,690 Land $7,470 Building $43,220 | |
| 2021 | $50,690 Land $7,470 Building $43,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.
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