Ashtabula County property record for 422 W 40th St, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,008 sqft · built 1910 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-217-00-105-00 |
| Primary APN | 05-217-00-105-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 782 sqft |
| Basement Area | 212 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 157 ft deep x 43 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 422 W 40TH ST |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55 PARSONS |
| Legal Subdivision | PARSONS |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ASHTABULA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 701 |
422 W 40th St is owned and occupied by an individual.
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 W 40TH ST, ASHTABULA, OH 44004-5710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Apr 6, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 422 W 40TH ST, ASHTABULA, OH 44004-5710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 422 W 40TH ST, ASHTABULA, OH 44004-5710 |
| Document Number | 0000002605 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 732/2122 |
| Instrument | 202100002605 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | ASHTABULA, OH 44004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 422 W 40TH ST, ASHTABULA, OH 44004-5710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003593 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 767/1859 |
| Instrument | 202200003593 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Apr 1, 2042 |
The 2025 property tax bill for 422 W 40th St was $798.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Ashtabula Township |
| Municipality | Ashtabula City |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 | $9,350 Land $2,310 Building $7,040 | $26,700 Land $6,600 Building $20,100 |
| 2023 | $497.00 (+16.67%) Homeowner's exemption | $9,350 (+34.15%) Land $2,310 Building $7,040 | $26,700 Land $6,600 Building $20,100 |
| 2022 | $426.00 Homeowner's exemption | $6,970 Land $1,750 Building $5,220 | |
| 2020 | $19,900 Land $5,000 Building $14,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 W 40th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 422 W 40th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| GreatWave Communications Fiber | 600 / 600 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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