Caldwell County property record for 422 Tower Rd, Lockhart, TX 78644 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,924 sqft · built 2022 |
| Lot Size | 7.23 acres (315,113 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,248 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200996-000-008-00 |
| Primary APN | 0200996-000-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| 2nd Floor Area | 676 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Georgian |
| Exterior Material | Brick |
| Roof Type | Reinforced Concrete |
| Lot Area | 315,113 sqft (7.23 acres) |
| Garage Type | Carport |
| Garage Area | 780 sqft |
| Carport | Carport |
| Carport Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 116783 |
|---|---|
| Street Address | 422 TOWER RD |
| City | LOCKHART |
| State | TX |
| Zip | 78644-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TOWER MEADOWS SUBD, LOT 8, ACRES 7.234 |
| Legal Subdivision | TOWER MEADOWS SUBD |
| Legal Lot Number | 8 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 960102 |
Source: Caldwell County records · APN 0200996-000-008-00
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1403 TRINITY ST, LOCKHART, TX 78644-3443 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 422 TOWER RD, LOCKHART, TX 78644-4111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2022004509 |
|---|---|
| Date | Jun 08, 2022 |
| Instrument | 2022-004509 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2037 |
Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,248.00 (-7.09%) | ||
| 2025 | $643,700 (+44.45%) Land $317,470 Building $326,230 | $643,700 (+44.45%) Land $317,470 Building $326,230 | |
| 2024 | $11,030.00 (+59.14%) | ||
| 2023 | $6,931.00 (+42.15%) | $445,630 Land $335,470 Building $110,160 | $445,630 Land $335,470 Building $110,160 |
| 2022 | $4,876.00 |
Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559601021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007, rainfall accumulation |
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 746 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless | 400 / 50 |
| Spry Wireless Communications | Fixed Wireless (unlicensed) | 250 / 50 |
| Verizon | Fixed Wireless | 25 / 6 |
| JAB Wireless | Fixed Wireless (unlicensed) | 25 / 5 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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