422 Summit St, Joliet, IL 60435 Property Records

Will County property record for 422 Summit St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	1 ba · 811 sqft · built 1949
Lot Size	0.17 acres (7,603 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,000 (May 2024)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-227-004`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-227-004`
Alternative APN	`07092270040000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	811 sqft
Gross Area	1,270 sqft
Basement Area	811 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	7,603 sqft (0.17 acres)
Garage Area	369 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	422 SUMMIT ST
City	JOLIET
State	IL
Zip	60435-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 19 IN NORTH JOLIET SUB (EXCEPT THE W 52 FT OF THE N 4 FT (EXCEPT THE E 39 FT OF THE W 91FT OF THE N 9 FT (EXCEPT
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	NORTH JOLIET
Legal Block	19
Legal Lot Number	11
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	4
Census Block	4004
Census Tract	881900

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 SUMMIT ST, JOLIET, IL 60435-7102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 1, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 29, 2019	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	202420466
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	422 SUMMIT ST, JOLIET, IL 60435-7102
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SUMMIT ST, JOLIET, IL 60435-7102

Mortgage

Document Number	0000002586
Date	Jan 14, 2026
Instrument	R2026002586

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	6.12%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 1, 2024
Property Address	422 SUMMIT ST, JOLIET, IL 60435-7102
Document Number	0000020466
Instrument Date	Apr 12, 2024
Instrument	R2024020466
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 SUMMIT ST, JOLIET, IL 60435-7102

Mortgage

Document Number	0000020467
Date	May 1, 2024
Instrument	R2024020467

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	422 SUMMIT ST, JOLIET, IL 60435-7102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000136
Date	Jan 4, 2021
Instrument	R2021000136

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 29, 2019
Property Address	422 SUMMIT ST, JOLIET, IL 60435-7102
Document Number	0000048946
Instrument Date	Jul 11, 2019
Instrument	48946
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 SUMMIT ST JOLIET IL 604357102, JOLIET, IL 60435-7102

Mortgage

Document Number	48947
Date	Jul 29, 2019
Instrument	48947

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,561.00 (+18.7%)	$52,348 (+9.3%) Land $13,020 Building $39,328	$157,044 (+9.3%) Land $39,060 Building $117,984
2024		$47,894 (+24.42%) Land $11,912 Building $35,982	$143,682 (+24.42%) Land $35,736 Building $107,946
2022	$3,000.00 Homeowner's exemption	$38,493 Land $9,574 Building $28,919	$115,479 Land $28,722 Building $86,757

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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