422 Summit St, Defiance, OH 43512 Property Records

Defiance County property record for 422 Summit St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,444 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$125 (May 2009)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B014146003900`

Property Details

APN / Parcel Number

Primary APN	`B014146003900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	5,192 sqft
1st Floor Area	1,660 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	784 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 SUMMIT ST
City	DEFIANCE
State	OH
Zip	43512-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST DEFIANCE LOT 13
Legal Subdivision	EAST DEFIANCE
Legal Lot Number	13
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2020
Census Tract	958800

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 SUMMIT ST, DEFIANCE, OH 43512-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2009 · Amount on Record
Deed Sale	May 29, 2009 · Amount on Record
Prior Sale	Dec 23, 2005 · Amount on Record
Deed Document Number	20093677
Deed Book / Page	335 / 852
Record Updated	Oct 29, 2026

April 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Apr 19, 2017
Property Address	422 SUMMIT ST, DEFIANCE, OH 43512-2239
Document Number	403/1704
Book / Page	403 / 1704
Instrument Date	Mar 1, 2017
Instrument	201700001685
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SUMMIT ST, DEFIANCE, OH 43512-2239

Mortgage

Document Number	201700001686
Date	Apr 19, 2017
Instrument	201700001686

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00	$54,040 (-) Land $4,240 Building $49,800
2024	$2,112.00 (+1.2%)	$54,040 (-) Land $4,240 Building $49,800	$154,390 (-0.01%) Land $12,100 Building $142,290
2023	$2,087.00 (+15.43%)	$54,040 (+28.39%) Land $4,240 Building $49,800	$154,399 (+28.4%) Land $12,114 Building $142,285
2022	$1,808.00	$42,090 Land $4,150 Building $37,940
2020			$120,250 Land $11,850 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	178 (1978–2015)
Claims Outside the SFHA	1 of 178
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20